NAFISAT SALIU
ALIMOSHO LG
Summary
Proven Credit Risk Analyst with a track record of enhancing portfolio performance at TD AFRICA through advanced risk models and robust internal controls. Skilled in credit analysis and relationship management, I excel in optimizing partner credit scoring and decision-making processes. Demonstrated ability to improve operational efficiency and customer relations, leveraging both technical and interpersonal skills.
Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.
To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.
Overview
9
9
years of professional experience
1
1
Certification
Work History
Credit Risk Analyst
TD AFRICA
2017.12 - Current
- Enhanced portfolio performance of partners with diligent monitoring and proactive risk mitigation measures.
- Developed risk models for accurate partner credit scoring and improved decision-making processes.
- Optimized internal controls within the organization''s credit processes by implementing robust systems checks and balances.
- Prepared detailed reports on portfolio performance, highlighting areas of concern and suggesting possible solutions for improvement.
- Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new partners.
Cashier Assistant
SPAR Group
2017.06 - 2017.11
- Met customer needs through polite, friendly and attentive service.
- Maintained a clean and safe workspace, ensuring proper sanitation protocols were followed.
- Handled cash drawer responsibly, accurately counting change and ensuring daily balances were correct.
- Helped customers complete purchases, locate items, and join reward programs.
Intern
Nigerian Port Authority
2015.10 - 2016.12
- Supported staff members in their daily tasks, reducing workload burden and allowing for increased focus on higher-priority assignments.
- Gained valuable experience working within the Insurance department applying learned concepts directly into my work.
- Sorted and organized files, spreadsheets, and reports.
- Gained hands-on experience in various software programs, increasing proficiency and expanding technical skill set.
- Handled and prepared insurance claim document.
Education
Higher National Diploma (HND) - Insurance And Risk Management
Lagos State Polytechnic
Lagos, Nigeria11.2020
Ordinary National Diploma (OND) - Insurance And Risk Management
The Polytechnic Ibadan
11.2015
High School Diploma -
Nana Apori Comprehensive High School
Ogun State09.2013
First School Leaving Certificate -
Patience Kiddies College
Agbado Ogun State09.2007
Skills
- Compliance assessments
- Collateral risk
- Loan recommendations
- Credit validations
- Customer Relations
- Relationship Management
- Credit analysis
- Credit risk
Accomplishments
- Used Microsoft Excel to develop inventory tracking spreadsheets.
- Achieve good customer relationship through effective engagement with partners
Certification
- Vertual assistance Training - 6weeks
- Excel training - 2weeks
Timeline
Credit Risk Analyst
TD AFRICA
2017.12 - Current
Cashier Assistant
SPAR Group
2017.06 - 2017.11
Intern
Nigerian Port Authority
2015.10 - 2016.12
Higher National Diploma (HND) - Insurance And Risk Management
Lagos State Polytechnic
Ordinary National Diploma (OND) - Insurance And Risk Management
The Polytechnic Ibadan
High School Diploma -
Nana Apori Comprehensive High School
First School Leaving Certificate -
Patience Kiddies College
- Vertual assistance Training - 6weeks
- Excel training - 2weeks
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