YAHYA LASISI ENITAN
Isheri-North,Nigeria
Summary
Strategic Enterprise Risk Executive with over 18 years of progressive leadership experience across Banking and Multinational FinTech, driving Enterprise Risk Management, Operational Risk, Governance, Business Continuity, Technology Risk,Third Party Risk, and Regulatory Compliance across Africa and the Middle East. Proven ability to design and strengthen enterprise risk frameworks, advise Boards and Executive Management on strategic and emerging risks, embed risk culture, and align risk governance with business strategy and regulatory expectations. Extensive experience engaging regulators, leading cross-functional transformation initiatives, overseeing operational resilience programmes, and enabling sustainable business growth through effective risk oversight.
Overview
18
18
years of professional experience
1
1
Certification
Work History
Risk Lead, West & East Africa & Global Vendor Risk Manager
Network International
08.2024 - Current
- Provide independent oversight of enterprise-wide risk management activities across multiple African markets.
- Advise senior management on strategic, operational, technological, cyber, regulatory, and third-party risks.
- Review and challenge new products, strategic initiatives, and operational changes through structured New Product Approval Processes (NPAP).
- Oversee enterprise risk registers, risk appetite monitoring, and emerging risk reporting.
- Lead control effectiveness reviews and monitor remediation of material findings.
- Prepare executive management risk reports and provide recommendations for informed decision-making.
- Collaborate with Information Security, Technology, Compliance, and Internal Audit teams to strengthen enterprise control environments.
- Spearheaded implementation of risk tools and methodologies to improve outcomes and decrease vulnerabilities.
Head Operational Risk & Business Continuity Manager
SunTrust Bank Limited
08.2023 - 08.2024
- Developed enterprise operational risk policies aligned with CBN regulatory expectations.
- Presented operational risk reports and significant incidents to Executive Management.
- Led enterprise-wide business continuity planning, crisis simulation exercises and resilience testing.
- Oversaw operational loss event reporting, root cause analysis and remediation monitoring.
- Reduced downtime during disruptions through effective crisis management planning.
- Conducted regular reviews of business continuity plans, guaranteeing up-to-date response mechanisms at all times.
- Led internal awareness campaigns about disaster readiness, increased overall resilience and preparation levels across the team.
- Presented detailed reports to executives, highlighting the effectiveness of implemented continuity measures.
- Partnered with key suppliers for contingency planning; safeguarded supply chain against possible interruptions.
- Identified weak points in existing processes through thorough analysis; improved efficiency as a result.
- Organised cross-departmental meetings to discuss future threat scenarios; ensured a unified approach towards disaster management.
- Streamlined data backup protocols; reduced potential risks related to data loss.
- Drafted comprehensive business continuity plans to minimise negative impacts of unforeseen events.
- Collaborated with key stakeholders for developing and implementing robust disaster recovery plans.
Head, Operational Risk Management & Certified Business Continuity Manager
Unity Bank Plc
08.2019 - 08.2023
- Directed implementation of the Bank’s Business Continuity Management System, ensuring alignment with ISO 22301 standards.
- Chaired and secretariat to the Management Risk Committee, overseeing enterprise risk dashboards, KRIs, and RCSA outcomes.
- Conducted enterprise-wide risk assessments, control validations, and scenario analyses to support informed management decisions.
- Collaborated with Internal Audit and Compliance teams to close control gaps and sustain a proactive risk culture.
- Coordinated with all departments, enhanced organisational preparedness for potential threats.
- Fostered a culture of preparedness within the organisation, via regular staff training sessions on emergency protocols.
- Identified weak points in existing processes through thorough analysis; improved efficiency as a result.
- Partnered with key suppliers for contingency planning; safeguarded supply chain against possible interruptions.
- Translated senior management directives into actionable front-line policies and implemented changes with staff.
Credit Assessment Officer
Unity Bank Plc
08.2015 - 08.2019
- Evaluated and certified credit proposals in line with policy and risk appetite.
- Analyzed customer financials, assessed controls, and ensured quality credit portfolio performance.
- Collateral review and validation
- Improvement in credit quality and reduction in NPLs
Credit Disbursement Officer
Unity Bank Plc
07.2011 - 07.2015
- Managed loan availments and compliance with drawdown conditions and ensured accurate facility documentation.
- Ensured timely capture of all applicable fees and charges to prevent income leakages.
- Ensured adequate documentation of all credit supporting documents.
- Adequate capturing of upfront charges and other incomes
- Daily call-over on facility amount, income, and turnover covenant.
- Performed thorough investigations into reported incidents, leading to accurate record-keeping.
Credit Monitoring Officer / CRMS Officer
Unity Bank Plc
05.2008 - 07.2011
- Conducted ongoing loan performance monitoring, risk asset classification, and early warning reporting.
- Managed CBN Credit Risk Management System (CRMS) & Private Credit Bureau reporting and data reconciliation, ensuring regulatory accuracy.
- Compiled detailed monthly reports for senior management review.
- Identified areas of non-compliance, recommending necessary alterations in processes.
- Monitored quality of tracking data, produced regular monitoring reports and identified areas for improvement.
Education
MBA - Finance & Investment
ABU Zaria
MSc - Risk Management and Insurance
University of Lagos
B.Sc. - Economics
University of Ilorin
01.2004
Skills
- Enterprise Risk Management
- Risk Governance and Compliance
- ISO 22301& ISO 27001
- COSO Framework
- DORA
- AI Governance
- ISO 42001
- Payment Scheme Management
- ICAAP & Stress Testing
- Product & Change Risk Review
- Digital Banking & Payment Risk
- Emerging Risk Management
Certification
- Certified BCM Manager (PECB ISO 22301)
- Certified Chartered Risk Manager-RIMAN
Accomplishments
- Led Enterprise Risk Management across West and East Africa for a multinational payments company covering multiple jurisdictions.
- Successfully maintained ISO 22301 and ISO 27001 certification with zero audit non-conformities.
- Strengthened enterprise-wide operational resilience through risk assessments, thematic reviews, RCSA programmes, KRI monitoring and control effectiveness testing.
- Established regional vendor risk governance covering Africa, UAE, Jordan and Saudi Arabia.
- Automated enterprise incident reporting and management information dashboards, significantly improving executive risk reporting.
- Played a key role in recovering substantial revenue leakages through enterprise control improvements.
BOARD & EXECUTIVE ENGAGEMENT
- Regularly presented enterprise risk reports to Executive Management Committees.
- Secretariat to Management Risk Committee.
- Supported Board Risk Committee reporting and governance activities.
- Engaged Internal Audit, Compliance and regulators on enterprise risk matters.
References
References available upon request.
Work history
3 years and 3 months,4 years and 1 month,4 years and 1 month,4 years and 1 month,1 year and 8 months,2 years
Timeline
Risk Lead, West & East Africa & Global Vendor Risk Manager
Network International
08.2024 - Current
Head Operational Risk & Business Continuity Manager
SunTrust Bank Limited
08.2023 - 08.2024
Head, Operational Risk Management & Certified Business Continuity Manager
Unity Bank Plc
08.2019 - 08.2023
Credit Assessment Officer
Unity Bank Plc
08.2015 - 08.2019
Credit Disbursement Officer
Unity Bank Plc
07.2011 - 07.2015
Credit Monitoring Officer / CRMS Officer
Unity Bank Plc
05.2008 - 07.2011
MBA - Finance & Investment
ABU Zaria
MSc - Risk Management and Insurance
University of Lagos
B.Sc. - Economics
University of Ilorin