TUNDE ABIOYE
IKEJA
Summary
Results-driven Banking and Finance professional with strong expertise in financial analysis, credit assessment, and risk management. Skilled in evaluating financial data, optimizing banking operations, and ensuring regulatory compliance to support sound decision-making and business growth. Adept at delivering excellent customer service, managing financial transactions with precision, and contributing to organizational efficiency and profitability. Known for strong analytical thinking, attention to detail, and a commitment to maintaining high ethical standards in the financial industry.
Overview
6
6
years of professional experience
Work History
Cashier Manager
Access Bank
Gbagada, Lagos, Nigeria
01.2023 - Current
- Managed daily cash levels in vault to meet branch requirements, monitored inter-branch cash movements, and minimized idle cash to ensure sufficient liquidity for operations.
- Lead and Coordinate Cashier Team: Supervise and coordinate the activities of all cashiers, conduct regular performance checks, provide on-the-spot training, and enforce adherence to Access Bank’s cash handling policies and procedures for higher accuracy and speed.
- Strengthen Controls and Compliance: Ensure strict adherence to all cash movement controls, verify documentation and accounting entries for every transaction, perform timely cash counts/reconciliations, and promptly report any discrepancies to reduce risks and errors.
- Authorized transactions within approved limits, resolved customer complaints and complex requests, and streamlined teller processes to reduce waiting time and enhance branch service delivery.
- Completed end-of-day cash balancing accurately and on time, prepared daily/weekly cash reports, and implemented checklists to achieve minimal cash variances and support audit readiness.
Cashier
zenith Bank
ogun , Nigeria
01.2021 - 01.2023
- Process customer transactions accurately and promptly, including deposits, withdrawals, and transfers, while ensuring strict compliance with banking procedures and minimizing errors.
- Maintain and balance cash drawer daily, verifying all transactions, detecting discrepancies early, and ensuring proper documentation to support accountability.
- Deliver excellent customer service, attending to inquiries, resolving issues quickly, and creating a positive banking experience to improve customer satisfaction and retention.
- Ensure compliance with internal controls and security policies, including KYC procedures, fraud prevention measures, and proper handling of sensitive customer information.
Credit Officer
Victory Empowerment Centre
Surulere, Lagos, Nigeria
11.2019 - 12.2021
- Assess and process loan applications efficiently, conducting thorough credit analysis, verifying client information, and ensuring timely approval or rejection in line with lending policies.
- Monitor and manage loan portfolios, tracking repayments, following up on overdue accounts, and implementing recovery strategies to reduce default rates.
- Conduct client field visits and relationship management, evaluating business performance, providing financial guidance, and maintaining strong client relationships to support loan performance.
- Ensure compliance with credit policies and risk controls, maintaining accurate documentation, adhering to regulatory requirements, and minimizing exposure to credit risk.
Education
Bachelor of Science - Banking And Finance
University of Ilorin
Kwara State10-2017
Skills
FFinancial Analysis & Reporting
- Credit Risk Assessment
- Banking Operations Knowledge
- Data Analysis & Financial Modeling
- Regulatory Compliance & KYC Procedures
- Loan Processing and Credit Appraisal
- Risk Management Techniques
- Investment Analysis & Portfolio Management
- Accounting Principles & Financial Statements
- Digital Banking & FinTech Tools
- Attention to Detail
Communication Skills
Problem-Solving Ability
Time Management
Customer Service Orientation
Languages
English
Proficient (C2)
C2
Yoruba
Intermediate (B1)
B1
Hausa
Proficient (C2)
C2
Igbo
Intermediate (B1)
B1
Timeline
Cashier Manager
Access Bank
01.2023 - Current
Cashier
zenith Bank
01.2021 - 01.2023
Credit Officer
Victory Empowerment Centre
11.2019 - 12.2021
Bachelor of Science - Banking And Finance
University of Ilorin