A highly motivated and dynamic professional with more than 9 years of experience in Service and Sales Industry. I am seeking a competitive and challenging environment where I can serve the organization and establish an enjoyable Carrer for myself
Overview
10
10
years of professional experience
2015
2015
years of post-secondary education
Work history
Investment Banking_Pioneer Relationship Manager
Indusind Bank
Cochin, India
09.2024 - Current
HNI client relationship management, financial planning and advisory services, portfolio management and risk management
Identifying and cultivating potential leads and new clients
Managing investment portfolios based on client objectives and risk profiles
Cross selling banking products to enhance revenue and deepen customer relationship
Attrition control & customer wallet size enhancement.
Enterprise Relationship Manager
Vodafone Idea Limited
Cochin, India
12.2018 - 08.2020
Overall Collection and Retention of Enterprise accounts
Additional revenue generation from existing corporate customers
Bad debt control and entire bucket collection
Driving collection and service of enterprise accounts
Relationship Management and Churn Management
Zonal Postpaid Manager
Idea Cellular Limited
Calicut, India
01.2018 - 11.2018
Driving collection and service through assigned team and managing agency staffs
Recruitment of agency staffs and conducting training
Driving overall collection activities of the zone through various tools
Postpaid customer life cycle management
Bad debt control, entire bucket collection and retention of postpaid customers
Agency pay-out processing on performance basis.
Credit Verification Manager
Idea Cellular Limited
Calicut, India
09.2015 - 12.2017
Validating quality of profiling and driving TAT through assigned team
Ensuring quality of Postpaid acquisition through assigned team
Driving postpaid activation TAT with proper documentation
Managing and reviewing of agency staffs in terms of performance
Recruitment of agency staffs and providing process training
Agency pay-out processing on performance basis
Driving E-KYC and digital penetration
Education
MBA - Finance and HR
Centre for management studies
Kannur, KL
Bachelor of Science - Physics
KMM Govt Womens College
Kannur, KL
Skills
Customer Service
Team Leadership
Devising business strategies
Engaging communicator
Training and Development
Time management
Adaptability
Management skills
Developing relationships
Computer Proficiency
Excellent work ethic
Strong interpersonal skills
Excellent communication skills
Accomplishments
Always on top 3 among RM scorecard consistently in HDFC Bank.
Secured SC (Strong contributor) rating for the very first year (2020-2021) with HDFC bank, EC (Exceptional contributor) rating for the consecutive year (2021-22) and EC+KP (Key Performer) rating for FY (2022-23)
HDFC bank Circle Elite Club winner.
HDFC Bank- MDRT Winner South Korea 2022-23
Won Majority of contests launched by HDFC Bank – CASA/LI/Retail Assets Etc.
Secured EE (Exceed Expectation) rating from very first year (2016-17) at Idea cellular Ltd, And highest rating consecutively for 4 years.
Excellence award winner for topping Collection at VIL.
Reduced Bad Debt percentage to -0.5% from 2.6% of Calicut and Wayanad district by implementing quality collection strategies.
Project completion in My Idea App Penetration among customers.
Driven Postpaid Re-verification for the zone with 100% channel participation, first in the circle.
Recommended for Excellence Award two times for consistent reduction of bad debt and quality of profiling (Idea Cellular Limited).
Recognized for upselling business products in existing accounts at VIL.