Ryle Joachim
Toronto
Summary
- Actively looking to relocate to the United States of America
- Dynamic Chartered Accountant with experience in Financial; Reporting, Statement Analysis, Revenue recognition, Budgeting and Forecasting Other qualifications include: Authorized to work in the U.S. (TN/E-3 visas); dual CPA licensed in Australia and Canada
- Knowledgeable in US GAAP and SEC regulations with experience researching and drafting accounting memos Strong execution and follow-through skills with thorough documentation practices
- Proficient in Microsoft Office (Word, Excel, PowerPoint, Outlook)
- Excellent verbal and written communication skills with a focus on continuous improvement
Overview
19
19
years of professional experience
Work History
Senior Finance Specialist
Equifax
Toronto
11.2025 - Current
- Prepared financial statements in compliance with IFRS/US GAAP
- Compiled and analyzed financial data for financial statement preparation
- Produced consolidated financial statements and supporting schedules
- Ensure all internal deadlines surrounding the close process are met
Senior Financial Analyst - Global Risk Management Finance; TD Insurance
TD Bank
Toronto
01.2023 - 01.2025
- Prepared and analyzed financial reports using People Soft General Ledger, delivering insights to support cross-functional decision-making
- Managed month-end close, including journal entries, balance sheet reconciliations, variance analysis, and proper period cut-off
- Ensured GAAP and SOX compliance, maintaining audit-ready documentation and strong internal controls
- Reviewed staff reconciliations, improving accuracy, consistency, and control adherence
- Prepared external financial statements and supporting notes for executive reporting
- Partnered with external auditors (EY) during quarterly and annual audits, coordinating deliverables and resolving audit requests
Brand Accountant
Recipe Unlimited
Vaughan
01.2018 - 12.2018
- Led 10-Q and 10-K reporting process, preparing financial statement and MD&A supporting schedules
- Managed SEC filing tie-out procedures, ensuring accuracy, completeness, and proper period cut-off of reported figures
- Coordinated internal and external SEC reporting deadlines, ensuring timely and compliant filings
- Performed business analysis during the pandemic, identifying critical operational issues and providing insights that contributed to saving 60 company-owned restaurants
Senior Accountant
Hunter Douglas Canada
Brampton
01.2018 - 12.2018
- Prepared monthly financial statements, journal entries, and balance sheet reconciliations for assigned accounts
- Maintained accurate accounting records supporting monthly financial activity and reporting
- Prepared and filed transaction tax (HST) returns using SAP sub-ledger data
Senior Financial Analyst
Teranet
Toronto
01.2015 - 12.2017
- Prepared debt covenant reporting for Teranet bondholders
- Allocated costs between CAPEX and OPEX and supported long-term (10-year) refresh forecasting models
- Performed variance analysis on key account balances for actual vs. budget vs. forecast reporting
- Supported preparation of MD&A reports for management and external reporting
Senior Auditor
PKF Chartered Accountants
cc
01.2010 - 12.2014
- Prepared IFRS-compliant general and special purpose financial reports
- Produced consolidated financial statements for multiple reporting entities
- Performed audit, balancing, posting, and departmental reporting, ensuring accurate cash and credit handling
- Prepared corporate, partnership, and trust income tax returns
Senior Accountant
Ernst & Young
01.2007 - 12.2009
- Prepared IFRS-compliant consolidated financial statements for reporting entities
- Identified operational risks and opportunities in order to support management decision-making
- Coordinated internal and external audit schedules to ensure timely review and compliance
- Designed risk controls based on operational business knowledge
- Performed sampling and detailed testing of transactions to validate financial accuracy, completeness and cut-off
- Developed financial models and analytical tools to drive forecasting and trend analysis
Education
Bachelor of Business Graduate - Accounting & Finance
C
Sydney, Australia12.2003
Skills
- Compliance Reporting
- Financial Reporting
- Internal Controls
- Internal Audit
- Test of Controls
- Test of Details
- Know Your Client Analysis
- Financial & Operational Management
- Financial Modeling
- Effective Team collaboration
- Achieving outcomes
- SOX Control Testing
- SEC Reporting & Regulatory Compliance
- Microsoft Office Suite
- SAP
- Oracle
- JD Edwards
- Tableau
- Big Data/SQL
- Data Analytics
- Pivot Tables
- Pivot Charts
- X, V and H-Lookups
- Peoplesoft
- General Ledger
- Hyperion / Essbase/HFM
- Blackline
- Caseware
- CCH/TaxPrep/GoSystem Tax RS
- IFRS 17 (Guidewire)
- Account Reconciliation
- Cloud System
Personal Information
Relocation: United States of America
Timeline
Senior Finance Specialist
Equifax
11.2025 - Current
Senior Financial Analyst - Global Risk Management Finance; TD Insurance
TD Bank
01.2023 - 01.2025
Brand Accountant
Recipe Unlimited
01.2018 - 12.2018
Senior Accountant
Hunter Douglas Canada
01.2018 - 12.2018
Senior Financial Analyst
Teranet
01.2015 - 12.2017
Senior Auditor
PKF Chartered Accountants
01.2010 - 12.2014
Senior Accountant
Ernst & Young
01.2007 - 12.2009
Bachelor of Business Graduate - Accounting & Finance
C