Rafiu Ismail Olusegun
Igando,Nigeria
Summary
Commercial Property Underwriter and Risk Analyst with over 15 years of experience in the insurance industry, specializing in Properties material damage, engineering and project risks, including Contractors All Risks (CAR) and Erection All Risks (EAR).
Experienced Underwriter with knack for assessing risk and crafting policies that minimize loss. Successfully improved client retention rates through personalized service and strategic underwriting decisions. Known for attention to detail and ability to streamline processes, enhancing overall efficiency in underwriting operations.
Holds a master’s degree in project management with expertise in project risk management, planning, coordination and risk control for complex projects. Skilled in providing sound underwriting assessments that support profitable portfolio growth.
A team-oriented professional with a strong record of building effective relationships with brokers and sales agents to achieve business objectives while maintaining a balanced and sustainable insurance portfolio.
Overview
24
24
years of professional experience
6
6
years of post-secondary education
1
1
Certification
Work history
Commercial Properties Underwriter/Associate
Leadway Assurance Company Limited
02.2024 - 03.2026
- Analytical Commercial Property Underwriting with expertise in Project Risk Management, CAR/EAR etc. Gifted in evaluating risk and loss potential and developing information for new and renewal policies. Team-oriented with success in building relationships with brokers and sales agents to achieve business goals. Expert Risk Analyst with over 15 year experience in Pre/Post loss Risk Survey. Successful at reviewing suspicious activities and uncovering fraud.
- Dynamic individual with hands-on experience in Project Management and talent for navigating challenges. Presently, I play a critical role in ensuring that commercial properties are adequately insured against various risks while maintaining profitability for the insurance company and reviewing of Survey reports with more emphasis on Risk improvement recommendations.
Senior Risk Assessor/Adjuster
Leadway Assurance Company Limited
07.2008 - 01.2024
- Carrying out detailed Insurance Risk Survey/Physical inspection (Both Motor and Non-Motor) and prepare reports on findings including making recommendations to the underwriters about required improvement if any.
- Investigate, inspect and assess damage to physical properties (Both Motor and Non-Motor) to determine extent of liability, carrying out market survey and negotiate estimates.
- Analyze information gathered by investigations and report findings formally.
- Prepare report on findings of claim investigations including making recommendations to the Claim Administrators if any.
Technician
Cadbury Nigeria Plc
08.2005 - 04.2008
- Performed complex mechanical alignments and equipment calibration to meet quality standards.
- Determined maintenance requirements and assigned repairs to qualified employees.
- Monitored and enforced safety measures to mitigate hazards.
- Performed troubleshooting and diagnosis on malfunctioning equipment.
- Scheduled maintenance and repair tasks in alignment with production deadlines to reduce bottlenecks.
Maintenance Technician
Rofico Nigeria Limited (MILCOW MILK)
04.2004 - 06.2005
- Troubleshoot equipment breakdowns and performed preventive maintenance.
- Adjusted machine settings to maximize performance and equipment longevity.
- Adhered to company safety procedures to minimize accidents.
- Removed dirt and lubricated machinery shafts, bearings and gears as part of regular maintenance.
NYSC Internship
Jokems Nigeria Limited, Yola, Adamawa
Yola, Adamawa
09.2002 - 08.2003
- Worked with customers to understand needs and provide excellent service.
- Participated in team-building activities to enhance working relationships.
NYSC Internship
Jokems Nigeria Limited, Yola, Adamawa
Yola, Adamawa
09.2002 - 08.2003
- Worked with customers to understand needs and provide excellent service.
- Participated in team-building activities to enhance working relationships.
Education
Master in Project Management/MPM - Management Technology
Lagos State University
Ojo 05.2022 - 05.2024
Mechanical Engineering Technology/H.N.D - Engineering
Lagos State Polytechnic
Ikorodu 02.2000 - 02.2002
Mechanical Engineering/O.N.D - Engineering
Lagos State Polytechnic
Ikorodu 06.1996 - 07.1998
Senior School Certificate (SSCE) 'O' Level - undefined
Ansar Ud Deen College
Isolo 06.1995 -
GCE - undefined
12.1994 -
Skills
- Technical Troubleshooting & Diagnostics – Experience identifying faults in equipment, systems, or processes and implementing effective solutions
- Preventive Maintenance & Equipment Inspection – Ability to conduct routine inspections, servicing, and maintenance to ensure machinery or property systems operate safely and efficiently
- Risk Assessment & Safety Compliance – Evaluating potential hazards, ensuring compliance with safety standards, and recommending corrective measures to reduce risk
- Report Writing & Documentation – Preparing clear inspection reports, maintenance records, and incident documentation for management, insurers, or regulatory purposes
- Problem-Solving & Analytical Skills – Analyzing technical issues, property conditions, or claims data to make informed decisions and recommendations
- Attention to Detail – Carefully assessing equipment condition, property damage, or underwriting information to avoid errors and ensure accuracy
- Communication & Client Interaction – Explaining technical findings, maintenance needs, or risk recommendations to clients, supervisors, or stakeholders
- Time Management & Task Prioritization – Managing multiple inspections, maintenance tasks, or underwriting reviews while meeting deadlines
- Project Management
- Underwriting (Risk Assessment and Pricing)
- Proficient in Microsoft Office eg Excel, Microsoft Word
Websites
Certification
- Associate of Risk Managers Society of Nigeria - ARMN - April 19, 2024
- Chartered Project Managers/ Associate Global Institute of Project Managers: GIPM/CPM - October 2, 2023
- Associate Member of Nigeria Society of Mechanical Engineers - NimechE - September 10, 2014
- Associate of Chartered Insurance Institute of Nigeria: ACII - December 15, 2011
- Nigeria Institute of Safety Professionals: GHSE (General Health, Safety and Environment Course - June 22, 2012)
- ISO31000 - Enterprise Risk Management for the Professional. Udemy - December 14, 2023
- The Complete Project Management Fundamentals Course + Cert, Udemy - December 27, 2023
- Effective Communication - Lagos State Employment Trust Fund (LSETF), April 14, 2023 (Online)
- Work Ethics - Lagos State Employment Trust Fund (LSETF), April 23, 2023 (Online)
- ESG Insurance Underwriting Webinar, July 4 2024.
- Cyber Fraud and Social Engineering Training: Think before you Click - July 18, 2025 (Online)
- Customer Centricity as Competitive Advantage - KENNESAW STATE UNIVERSITY, May 28, 2025 (Online)
- Project Management Professional (PMP) - Certificate of Participation, May 26, 2025
Affiliations
- LAWN TENNIS PLAYING
- READING
Accomplishments
AWARD: Personality of the Year, December 2023 – Recognized for outstanding contributions and significant impact on the growth and development of my community.
INTERESTS
READING AND PLAYING LAWN TENNIS
PROJECTS
CAVERTON AIRCRAFT CRASH: TJ-TIM, Inspection of crashed Caverton Airline in Cameroon May 11, 2022, NLNG: Pre-Loss Survey, Pre-loss inspection of NLNG - Nigeria Liquidity Natural Gas, Bonny Island, River State, 2008
TECH-OPS RETREAT
Member of Leadway Technical/Operation Retreat Planning Committee 2023/2024
Timeline
Commercial Properties Underwriter/Associate
Leadway Assurance Company Limited
02.2024 - 03.2026
Master in Project Management/MPM - Management Technology
Lagos State University
05.2022 - 05.2024
Senior Risk Assessor/Adjuster
Leadway Assurance Company Limited
07.2008 - 01.2024
Technician
Cadbury Nigeria Plc
08.2005 - 04.2008
Maintenance Technician
Rofico Nigeria Limited (MILCOW MILK)
04.2004 - 06.2005
NYSC Internship
Jokems Nigeria Limited, Yola, Adamawa
09.2002 - 08.2003
NYSC Internship
Jokems Nigeria Limited, Yola, Adamawa
09.2002 - 08.2003
Mechanical Engineering Technology/H.N.D - Engineering
Lagos State Polytechnic
02.2000 - 02.2002
Mechanical Engineering/O.N.D - Engineering
Lagos State Polytechnic
06.1996 - 07.1998
Senior School Certificate (SSCE) 'O' Level - undefined
Ansar Ud Deen College
06.1995 -
GCE - undefined
12.1994 -