OMOSHIE FORTUNE ESUMEH
Iju Road. Agege
Summary
To be relevant and productive in a progressive organization, working with existing staffs and facilities contributing the best of my ability and capability so as to improve organizational objectives and achieve managerial goals and target.
Overview
17
17
years of professional experience
Work History
Relationship Manager
Primera Microfinance Bank Limited(Now Koins MFB)
Victoria Island, Lagos
07.2022 - Current
- Credits, Lease, Overdraft Facility and Term Loan (Strictly SME's)
- Relationship Management
- Preliminary Credit Screening and Credit Risk Profiling of Customers
- Writing of Credit Appraisal Memo (CAM) qualified loan customers
- Market and promote the Bank's product
- Generate liability for the Bank
- Create Risk Asset and maintain a healthy Portfolio
- Effective monitoring of credit customers account to ensure performance
Relationship Officer
ADDOSSER Microfinance Bank Limited
Opebi, Ikeja
03.2019 - 06.2022
- Credits, Lease, Education Loan, Overdraft Facility and Term Loan (SME's, Personal Finance & Consumer Loan)
- Relationship Management
- Preliminary Credit Screening and Credit Risk Profiling of Customers
- Writing of Credit Appraisal Memo (CAM) qualified loan customers
- Market and promote the Bank's product
- Generate liability for the Bank
- Create Risk Asset and maintain a healthy Portfolio
- Effective monitoring of credit customers account to ensure performance
Relationship Officer
CIT Microfinance Bank Limited
Yaba, Lagos
10.2015 - 02.2019
- Credits, BGs, Overdraft Facility and Term Loan
- Relationship Management
- Preliminary Credit Screening and Credit Risk Profiling of Customers
- Writing of Credit Appraisal Memo (CAM) qualified loan customers
- Market and promote the Bank's product
- Generate liability for the Bank
- Create Risk Asset and maintain a healthy Portfolio
- Effective monitoring of credit customers account to ensure performance
- Management and coordination of the overall activities Group/Association customers
- Complete mobilization, formation, and management of group/association customers
- Ensure prompt repayment of every loan disbursement
- Bank lodgment of funds collected from customers to correspondence bank
Loan Officer
ASHA Microfinance Bank Limited
Bariga, Lagos
03.2013 - 09.2015
- Credits
- Responsible for the overall activities of 20 groups with a membership of 10-30 members per group
- Complete mobilization, formation and management of groups
- Disbursement and collection of loans disbursed
- Collection of weekly savings and installment from groups
- Maintain savings and credit accounts related forms/registers
- Bank deposit of money collected from the groups
- Daily inputs of data transaction on AMMS
National Youth Service Corps (NYSC)
St. Peters High School
Peva / Chanchanji, Taraba State
03.2011 - 02.2012
- Commerce teacher SS 1-3
- Form master/ class coordinator SS 3
Industrial Trainee (IT)
Beta Glass Plc
Agbara, Ogun State
01.2008 - 12.2008
- Credits, Lease, Overdraft Facility and Term Loan (Strictly SME's)
- Relationship Management
- Preliminary Credit Screening and Credit Risk Profiling of Customers
- Writing of Credit Appraisal Memo (CAM) qualified loan customers
- Market and promote the Bank's product
- Generate liability for the Bank
- Create Risk Asset and maintain a healthy Portfolio
- Effective monitoring of credit customers account to ensure performance
Education
Higher National Diploma (HND) - Accountancy
Moshood Abiola Polytechnic
Abeokuta, Ogun State01.2010
National Diploma (ND) - Accountancy
Universal College of Technology
Ile-Ife, Osun State01.2007
WAEC (O/Levels) -
Ilogbo Elegba Grammar School
Ilogbo, Ojo01.2004
Skills
- Relationship Building
- Client Relationships
- Relationship building and management
- Excellent Communication
Biodata
05/26/86, Male, Lagos, Married, Nigerian, Delta State, Utagba - Uno, Ndokwa West LGA, English, Yoruba, Ukwuani
References
Available on request
Hobbies and Interests
- Traveling
- Reading
- Music
- Gym
Attributes
- Ideas, resourceful and goal oriented
- Intelligent decision making and problem solving skills
- Self motivated and target oriented
- Excellent communication skills
- Team player
- Ability to work under pressure
Timeline
Relationship Manager
Primera Microfinance Bank Limited(Now Koins MFB)
07.2022 - Current
Relationship Officer
ADDOSSER Microfinance Bank Limited
03.2019 - 06.2022
Relationship Officer
CIT Microfinance Bank Limited
10.2015 - 02.2019
Loan Officer
ASHA Microfinance Bank Limited
03.2013 - 09.2015
National Youth Service Corps (NYSC)
St. Peters High School
03.2011 - 02.2012
Industrial Trainee (IT)
Beta Glass Plc
01.2008 - 12.2008
Higher National Diploma (HND) - Accountancy
Moshood Abiola Polytechnic
National Diploma (ND) - Accountancy
Universal College of Technology
WAEC (O/Levels) -
Ilogbo Elegba Grammar School