Olatunji Adeleye
Financial Analyst
Abuja,abuja
Overview
24
24
years of professional experience
42
42
years of post-secondary education
Summary
Talented Manager with expertise in Credit Management, Business Development and Financial Analysis. Successfully improves team effectiveness with high drive for recovery and ability to appraise credit customers for the satisfaction of both borrower and lender. Detail-oriented and forward-thinking with strong communication, decision-making and problem-solving abilities. Demonstrated skills motivating teams using transformational leadership. Talented Manager with expert team leadership, planning, and organizational skills built during successful career. Smoothly equip employees to independently handle daily functions and meet customer needs. Diligent trainer and mentor with exceptional management abilities and results-driven approach. Insightful Manager with experience directing and improving operations through effective employee motivational strategies and strong policy enforcement. Proficient in best practices, market trends and regulatory requirements of industry operations. Talented leader with analytical approach to business planning and day-to-day problem-solving.
Work History
Chief Financial Officer/Business Expansion Manager
DR PHYSIQ HEALTH AND WELLNESS LTD
7 2023 - 4 2024
- Providing leadership, direction and management of the finance and accounting team
- Standardized and enhanced business assets across company to achieve common goals.
- Devised and presented business plans and forecasts to board of directors.
- Emulated activist investors to generate return on invested capital.
- Conducted detailed analysis of company financial information and oversaw preparation of related reports.
- Worked closely with audit team to hedge against or mitigate operational risks.
- Oversaw budgets, payroll, and accounts payable and receivable.
- Managed financial, operational and human resources to optimize business performance.
- Managed risk effectively through comprehensive insurance coverage review and implementation of robust internal controls.
- Conducted detailed analysis of company financial information to drive internal and external financial reporting, stewardship of company assets and ownership of cash management.
- Developed strategic financial plans to support company growth and achieve long-term objectives.
- Developed future financial plans to inform critical decision-making related to spending cuts, rightsizing labor force and timing planned business investments.
- Oversaw production, pricing and distribution activities to generate profit for company.
- Led recruitment and development of strategic alliances to maximize utilization of existing talent and capabilities.
- Tracked cash flow and financial planning to analyze company's financial strengths and weaknesses and propose strategic directions.
- Advised Board of Directors on strategic financial matters, providing insightful recommendations backed by thorough analysis.
- Directed budget development, creation of budgetary controls and recordkeeping systems and investment management.
- Improved cash flow, retired debt and built cash reserves to control costs and enhance benefits.
- Spearheaded due diligence efforts for potential partnerships or joint ventures, securing mutually beneficial arrangements that supported company growth objectives.
- Managed and led direct reports to handle controllership, treasury and corporate finance functions.
- Defined clear targets and objectives and communicated to other team members.
- Demonstrated strong organizational and time management skills while managing multiple projects.
- Demonstrated leadership skills in managing projects from concept to completion.
- Gained extensive knowledge in data entry, analysis and reporting.
- Learned and adapted quickly to new technology and software applications.
CREDIT MANAGER
Sheraton Abuja Hotel /ABUJA CONTINENTAL HOTEL
05.2012 - 06.2023
- Mentored staff to recover delinquent accounts and productivity.
- Conducted comprehensive financial analysis to assess creditworthiness for both new and existing customers.
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
- Provided expert advice during negotiations with borrowers experiencing financial difficulties, working towards mutually beneficial resolutions that minimized losses.
- Maintained compliance with applicable regulations and laws governing consumer credit.
- Devised collection recovery strategies to resolve customer issues and delinquent cases.
- Interacted with credit and front office colleagues to review credit reports.
- Reviewed credit risk and reward strategy and provided recommendations to optimize risk-return characteristics.
- Collaborated with cross-functional teams to establish effective risk management policies and procedures.
- Ensured compliance with regulatory requirements by staying up-to-date on industry changes and adjusting practices accordingly.
- Spearheaded projects aimed at improving data quality, enabling more accurate forecasting of future trends in credit risk exposure.
- Reduced credit risk by implementing robust assessment strategies and monitoring credit exposure.
- Optimized credit approval and collection processes, improving operational efficiencies by over 80%.
- Enhanced portfolio performance by developing comprehensive risk models and utilizing predictive analytics.
- Performed semi-annual account credit limit reviews and credit increase review requests from financial service and sales teams.
- Performed credit reviews on corporations to assess financial conditions.
- Developed and maintained deep understanding of industry and assigned portfolio of clients to assess risk solutions.
- Coordinated with legal and compliance teams for smooth execution of credit-related agreements and documentation, ensuring adherence to all regulatory requirements.
- Monitored accounts for signs of fraud and non-payment issues.
- Designed comprehensive training modules for new joiners in the credit department, ensuring seamless integration into the team dynamics.
- Streamlined account receivables management, optimizing working capital utilization and reducing collection costs.
- Reported key performance indicators to department heads for management of positive cash flow and to adjust credit risk policies and procedures.
- Streamlined processes for early identification of potential credit system and monitoring problems.
- Managed relationships with external stakeholders such as credit rating agencies, industry associations, and regulators to stay updated on emerging trends in risk management practices.
- Interviewed credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
- Closely monitored economic trends and regulatory developments impacting clients'' industries, identifying potential risks proactively.
- Provided training and consulted with struggling teams to help meet monthly target goals.
CREDIT/RECOVERY MANAGER
KCMB MICROFINANCE BANK
01.2009 - 04.2012
- Overall operation and coordination of recovery exercise and collections
Audit Supervisor
GLOBAL SOAP AND DETERGENT INDUSTRY LTD
03.2002 - 12.2006
- Internal auditing and preparation of Depot audit reports
CREDIT OFFICER
Trans international bank
01.1999 - 02.2000
- Appraisal of customers for loan
Education
MASTERS IN BUSINESS ADMINISTRATION FINANCE -
Ladoke Akintola University of Technology Ogbomoso
Ogbomoso, OYO STATE04.2012
HIGHER NATIONAL Diploma Accountancy - undefined
Kwara State Polytechnic Ilorin
Ilorin, KWARA STATESENIOR SECONDARY SCHOOL CERTIFICATE - undefined
Eko Boys High School Lagos
Lagos, Lagos StatePROFESSIONAL QUALIFICATIONS
Skills
EnergeticComplex problem solvingPeople-orientedExcels in team leadershipEngaging leadership styleDetail-orientatedExcellent time management skillsKey performance indicatorsAccount analysis expertiseMulti-tasking abilityDeductive reasoning abilityMicrosoft office SkillBusiness managementPerformance standards and analysisStrategic leadershipEffective leaderAdvanced knowledge of technologyPolicy and procedure improvementsAuditing and InvestigationCustomer service experienceRecovery and CollectionsHigh Interpersonal relationshipAdvance Excel Skill
Infrastructure Planning
Budget Development
Financial Reporting
Operational management
Accounting Principles
Audit Coordination
Reporting expertise
Reporting skills
Operational decision making
Corporate leadership
Strategic financial planning
Business Forecasting
Regulatory Compliance
Strategic Planning
Financial Management
Cash Flow Management
Accounting principles understanding
Risk Management
Corporate Governance Understanding
Profit and Loss Management
Contract Negotiation
Operations Management
Portfolio Management
Talent Recruitment
Turnaround Management
Process Improvement
Staff Management
Financial Leadership
Marketing and Advertising
Business Planning
Human Resources
Revenue Growth
Business Development
Adaptable and Flexible
Attention to Detail
Teamwork and Collaboration
Interpersonal Skills
Excellent Communication
Adaptability
Budget Planning
Marketing expertise
Interpersonal Communication
Analytical Skills
Self Motivation
Operational Analysis
Team Collaboration
Executive Leadership
Written Communication
Problem-Solving
Analytical and Critical Thinker
Goal Setting
Personal Information
Date of Birth: 09/14/75
Timeline
CREDIT MANAGER
Sheraton Abuja Hotel /ABUJA CONTINENTAL HOTEL
05.2012 - 06.2023
CREDIT/RECOVERY MANAGER
KCMB MICROFINANCE BANK
01.2009 - 04.2012
Audit Supervisor
GLOBAL SOAP AND DETERGENT INDUSTRY LTD
03.2002 - 12.2006
CREDIT OFFICER
Trans international bank
01.1999 - 02.2000
Chief Financial Officer/Business Expansion Manager
DR PHYSIQ HEALTH AND WELLNESS LTD
7 2023 - 4 2024
MASTERS IN BUSINESS ADMINISTRATION FINANCE -
Ladoke Akintola University of Technology Ogbomoso
HIGHER NATIONAL Diploma Accountancy - undefined
Kwara State Polytechnic Ilorin
SENIOR SECONDARY SCHOOL CERTIFICATE - undefined
Eko Boys High School Lagos
PROFESSIONAL QUALIFICATIONS