OLAJUMOKE ADEKANMI OLUWAYEMI
Spring Bay Estate, Lekki,Nigeria
Summary
Astute Risk Manager with strong commercial decision-making and negotiation skills to support business growth. Devises and implements robust frameworks to limit exposure. Committed to staff development for increased quality and performance capabilities across risk activity.
Overview
18
18
years of professional experience
1
1
Certification
Work History
ERM Projects Team Lead
Guaranty Trust Bank Plc.
- Driving bank recovery and resolution plans in line with domestic and global regulatory standards for systemically important financial institutions
- Preparation of the Bank’s Risk Appetite dashboard
- Performing stress testing and scenario analysis
- Preparing the Internal Capital Adequacy Assessment Process (ICAAP)
- Key Accomplishments: Implemented predictive and proactive risk management system (for managing risk exposures) within the bank’s upstream business
- Produced risk dashboard which effectively monitors all portfolio parameters and indicators immediately
- Developed comprehensive exposure report for Oil, Gas, Maritime and Power sectors showing exposure, maturity profile and next two settlement dates.
Chief Risk Officer
Moneda Investment Company
05.2021 - Current
- Developed the Organization’s bespoke risk management strategy and architecture including but not limited to ERM Framework, Risk register, Risk rating templates and risk acceptance criteria
- Implemented a framework in effective risk management through principles, policies and practices including policies, limit setting and mitigation strategies
- Developed effective monitoring for risk performance and reporting
- Implement corporate governance and compliance
- Facilitated trainings and workshops to imbibe a risk management culture enterprise wide and build capacity
- Oversee the research and intelligence team
- Implement and monitor the health and safety of the work environment to comply with workplace safety regulations
- Developed and emergency response plan
- Maintain a zero NPL ratio.
Specialized Risk Management Team Lead
Guaranty Trust Bank Plc.
10.2017 - 04.2021
- Performing proactive analysis and monitoring of loan portfolio (with oversight function for 40% of the bank’s loan book) aimed at mitigating risk and identifying credit migration
- Monitoring changes in portfolio creditworthiness, and taking appropriate action as required
- Monitoring legal and regulatory compliance, as well as adherence to loan approval policies and procedures
- Reviewing credit write-ups for oil, gas, and maritime facilities prior to credit approval by management credit committee
- Performing industry analysis and peer reviews (for identified specialised sector) to identify inherent risks as well as growth opportunities for the bank
- Presenting portfolio performance reports to senior management and board of directors
- Consulting with external auditors and regulators during periodic audits
- Performing risk management specialist functions and making informed decisions through an understanding of each business relationship.
Loan Monitoring Officer and Supervisor (Enterprise-Wide Risk Management)
Guaranty Trust Bank Plc.
08.2012 - 10.2017
- Performed enterprise-wide risk performance appraisal
- Functioned as risk management secretariat and criticised asset committee
- Conducted periodic risk review and monitoring, as well as project appraisal and visitation
- Conducted performance review of bank’s loan book and classification in line with policy guide and CBN prudential guidelines
- Prepared periodic criticised loans report and computation of NPL ratios
- Conducted sectorial review and analysis, as well as product monitoring and reporting
- Monitored risk assets to ensure compliance with approvals, credit policy guide, regulatory requirements, and best practice
- Key Accomplishments: Designed and implemented automated reporting for non-performing loans
- Led the team in collaboration with the Team Lead.
Credit Administration Officer (Risk Administration / Enterprise-wide Risk Management)
Guaranty Trust Bank Plc.
11.2005 - 08.2012
- Authorised booking and liquidation of tenured risk assets and related pledged funds
- Conducted risk assessment on existing loan facilities and new loan applications and made recommendations on customer credit line approval
- Booked and documented approved guarantees and bonds
- Prepared relevant comprehensive reports to guide management in decision making regarding facility review, director related credits, clean temporary facility, and government loans
- Conducted credit request appraisals (on industry analysis, recommendation, and processes)
- Conducted documentation review to ensure compliance (with requirements) per transaction
- Conducted loan performance monitoring and review
- Conducted periodic statutory and regulatory reporting
- Conducted portfolio and relationship management functions
- Prepared and presented periodic management reports.
Education
BSc. Banking and Finance (2:1) -
Lagos State University
Skills
- Risk Management
- Strategic Planning
- Crisis Management
- Compliance and Regulatory Management
- Resilience
- Leadership
- Risk assessment
- Compliance strategy
- High-value project management
- Process improvement
- Regulatory risk
- Corporate governance
- Risk management process development
- Risk strategy
- Team building
- Communication skills
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Certification
- ISO 31000 - Lead Risk Manager – PECB - 2019
- Financial Risk and Regulation - Global Association of Risk Professionals - 2018
Affiliations
- Affiliate Member, Global Association of Risk Professionals (GARP) - 2013
- Fellow, Nigerian Institute of Credit Administration - 2022
Custom
2nd Best Overall Performance, Guaranty Trust Bank Credit School - 2009
Timeline
Chief Risk Officer
Moneda Investment Company
05.2021 - Current
Specialized Risk Management Team Lead
Guaranty Trust Bank Plc.
10.2017 - 04.2021
Loan Monitoring Officer and Supervisor (Enterprise-Wide Risk Management)
Guaranty Trust Bank Plc.
08.2012 - 10.2017
Credit Administration Officer (Risk Administration / Enterprise-wide Risk Management)
Guaranty Trust Bank Plc.
11.2005 - 08.2012
ERM Projects Team Lead
Guaranty Trust Bank Plc.
BSc. Banking and Finance (2:1) -
Lagos State University
- ISO 31000 - Lead Risk Manager – PECB - 2019
- Financial Risk and Regulation - Global Association of Risk Professionals - 2018
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