'Meyiwa Agunloye
Audit Lead
Lagos,LA
Summary
A commercially aware, professional, and adaptable leader with overall 14+ years of experience in the Banking Industry spanning from retail operations audit, robotics audit and credit analysis. Detail-oriented Auditor with track record of quickly completing complex audit projects. Experienced Auditor focused on improving business compliance, workflow and processes through detailed audits and optimization recommendations. Successful track record of fully evaluating information, structures and procedures and initiating corrective actions.
Experienced in public and private accounting, specializing in financial statement audits. Well-versed in managing entire audit process from planning and risk assessment to fieldwork. I possess Certified Anti-Money Laundering Services (CAMS) and extensive experience in Data Protection, Risk and Regulatory Compliance (Anti-Money Laundering (AML), Sanctions, Lending Operations as well as Relationship Management and Information Security Management garnered in the Financial Services Sector.
Seeking a challenging opportunity to apply proven skills, qualifications, and character in developing & simplifying audit processes to achieve business growth, and expansion goals and collaborating to achieve digitization and automation targets within set regulations and guidelines.
Overview
17
17
years of professional experience
7
7
years of post-secondary education
1
1
Certification
Work History
Lead Operations Auditor
Standard Bank
01.2022 - Current
- Collaborated with cross-functional teams to identify areas of risk and implement preventative measures.
- Developed strong relationships with clients, building trust and ensuring high level of satisfaction during audit process.
- Increased internal control effectiveness through diligent evaluation of processes and providing recommendations for improvement.
- Provided detailed documentation on audit findings, facilitating swift corrective action when necessary.
Credit Risk Manager (Head - Account Management Unit)
Standard Bank Group
10.2018 - 01.2021
- Effectively manage daily pipeline of eighty loan applications comprising new applications and renewal of existing facilities to ascertain credit-worthiness in line with lending policy of Standard Bank Group, monitoring loan application is a key driver in ensuring sustainable and continuous growth of assets which drives increase interest income for Bank.
- Championed innovation within team, encouraging exploration of new technologies such as machine learning algorithms for improved risk assessment capabilities.
- Spearheaded projects aimed at improving data quality, enabling more accurate forecasting of future trends in credit risk exposure.
- Provided expert advice during negotiations with borrowers experiencing financial difficulties, working towards mutually beneficial resolutions that minimized losses.
- Ensured compliance with regulatory requirements by staying up-to-date on industry changes and adjusting practices accordingly.
Portfolio Analyst (Account Management Unit)
Standard Bank
12.2015 - 09.2018
- Ensure Account Monitoring Report/Pre NPL-Watch-list reports are actioned and submitted to stakeholders every week to enable Management/Stakeholders to make informed decisions concerning challenged business, this includes restructuring of existing facility to manage impairment numbers and avoid provisioning relating to SICR (Significant risk in Credit Risk).
- Supported senior management in making informed decisions through generation of detailed reports and presentations.
- Managed diverse array of portfolios, ensuring optimal asset allocation for clients with varying risk tolerances and objectives.
Account Management Specialist (Account Management Unit)
Standard Bank
10.2013 - 11.2015
- Ensure proper documents before disbursement in system to meet with internal audits and in compliance with statutory regulations
- Developed long-lasting professional relationships with clients, generating repeat business and referrals.
- Ensured timely and effective communication with clients, collaborating on key initiatives to drive mutual success.
Foreign Operations Officer
Zenith Bank PLC
04.2007 - 10.2010
- Carried out forty foreign transactions daily worth over $2m
- Spearheaded workplace safety initiatives, resulting in reduction of accidents and improved employee wellbeing.
- Managed cross-functional teams for successful completion of projects within budget and timeline constraints.
- Reviewed budgets regularly to identify potential cost-saving opportunities without compromising service or product quality.
Education
Association of Certified Anti-Money Laundering Specialists ACAMS
07.2023 - 04.2024
MBA - Business Administration And Management
University of South Wales
Master Of Business Administration 04.2019 - 11.2021
Institute of Chartered Accountants Nigeria (ICAN)
Association Of Chartered Accountants ACA 01.2019 - 11.2022
Skills
3 years’ experience in risks assessment and audit operations
9 years ‘experience in managing credit risks
Credit analysis and management
Excellent Leadership and communication skills
Mentoring and Coaching
Audit Planning
Internal Controls
ISO Standards
Lean Six Sigma
Cost Reduction
Accomplishments
- Led a Revenue Assurance audit that identified potential revenue leakages of over N200M through the use of SQL scripting and N1.3 billion loss in Mobile Financial Services.
- Successfully performed remote desktop and robotic audits that led to 30% savings in travel costs to branches spread across the country and Pioneered a new audit technique to achieve 100% coverage of 186 branches in a single audit review for the first time.
Volunteer Experience
- WYOMING STATE MUSEUM VOLUNTEERS INC, Auditor, 06/01/22, 08/31/22, Conduct an unbiased examination and evaluation of the financial statement of the Wyoming State Museum Volunteer Inc. Finding and addressing any discrepancy in accounting
- GIRL POTENTIAL CARE CENTER, Administrative Officer, 08/01/22, Present, Preparation of Annual report to cover all the activities done in the year with details of the donor, achievements, project impacts, and financial details.
Certification
CAMS - Certified Anti-Money Laundering Specialist
Timeline
CAMS - Certified Anti-Money Laundering Specialist
01-2024
Association of Certified Anti-Money Laundering Specialists ACAMS
07.2023 - 04.2024
Lead Operations Auditor
Standard Bank
01.2022 - Current
MBA - Business Administration And Management
University of South Wales
04.2019 - 11.2021
Institute of Chartered Accountants Nigeria (ICAN)
01.2019 - 11.2022
Credit Risk Manager (Head - Account Management Unit)
Standard Bank Group
10.2018 - 01.2021
Portfolio Analyst (Account Management Unit)
Standard Bank
12.2015 - 09.2018
Account Management Specialist (Account Management Unit)
Standard Bank
10.2013 - 11.2015
Foreign Operations Officer
Zenith Bank PLC
04.2007 - 10.2010