Python
Kazeem Aremu Muhammed
Manager, ESG/Enterprise Risk/Senior Research Analyst/ Zenith Bank
Surulere,Lagos
Summary
With robust problem solving, critical analytical skills and proven experience in bespoke economic research, financial analysis and sustainable development principles; I have a strong passion for joining an innovative, goal-oriented team with a strong growth track records. We have published several articles under the auspices of Zenith Economic Quarterly, including Electric Vehicle: Does Oil have a Future.
Team lead, Policy Analysis Unit. Proven Skills Demonstrated ability to think strategically, prioritize effectively, set direction, mobilize resources, and deploy them flexibly, teamwork and collective leadership. Ability to work collaboratively with superior interpersonal skills. Ability to represent the organization to external clients and stakeholders. Demonstrated ability to lead effectively and manage a large and dispersed team in a dynamic and multicultural environment. Excellent people management skills and openness to feedback; new ideas and ability to guide staff to solutions to problems. Demonstrated highest standards of integrity and decisiveness. Demonstrated highest standards of integrity and decisiveness. Ability and willingness to take decisions and deal with ambiguity, as well as take accountability and hold others accountable for results. Ability to deliver results under stressful timetables and environment.
Ability to build organizational capacity through system and process improvements, be a change agent and serve as catalyst for innovation.
Encouraging manager and analytical problem-solver with talents for team building, leading and motivating, as well as excellent customer relations aptitude and relationship-building skills. Proficient in using independent decision-making skills and sound judgment to positively impact company success. Dedicated to applying training, monitoring and morale-building abilities to enhance employee engagement and boost performance.
Accomplished Assistant Manager with in-depth experience consistently rising through ranks. Well-versed in sales, personnel management, accounting and inventory management. Dedicated to complete knowledge of company products and services for optimized customer service.
Overview
13
13
years of professional experience
9
9
years of post-secondary education
2
2
Languages
Work History
Assistant Manager, Research/ESG/Enterprise Risk
Zenith Bank Plc
Lagos, Lagos
03.2016 - Current
- Forecasted monetary policy rate of the Central Bank of Nigeria
- Generated insights from critical Analysis and presentation of local and global macroeconomic and financing conditions for the Board Risk Committee of Zenith Bank
- Expert Analysis of key macroeconomic indices and conditions in Zenith Bank’s financial statement, including Half-year result
- Researched and prepared Sustainabiltiy Board Report for the Bank
- Designed ESG and Net Zero Strategy for Top Clients
- Embedded the bank’s risk profile into the business strategies of the Bank
- Conducted and presented Survey on Top Ten Risks for the Bank
- Designed and supervised risk and economic outlook for financial year 2020 and 2021
- Prepared and present stress testing report using financials indicators of the Bank on a quarterly basis
- Reviewed and updated the stress testing, strategic risk, model risk and ICAAP policies of the Bank, in line with regulatory guidelines
- Supervised the Internal Capital Adequacy Assessment Process of the Bank (ICAAP) since 2019
- Drive co-authoring and real-time collaboration with Teammates leveraging Microsoft 365
- Completed the automation of the environment and social risk process Workflow
- Led a Team that review environment and social risk management Plan of Nigeria LNG Train 7
- Reviewed the Credit Policy of Zenith Bank, UK, and advised them on climate risk ad green business in line with best practices
- Nominated for the 2020 SERAS’ Africa Awards as Sustainability Practitioner of the Year
- Environment, Social & Governance.
- Monitored or tracked sustainability indicators such as energy usage, waste generation and recycling.
- Developed sustainability project goals, objectives or strategies in collaboration with other professionals.
- Built frameworks for zero-waste operations and assisted employees with maintaining compliance with goals.
- Conducted research into different sustainability plans to identify useful solutions and develop deployment plans.
- Collected data, evaluated trends and authored in-depth reports detailing findings and proposing recommendations for each issue.
- Devised strategies for modifying existing policies to better integrate sustainability initiatives.
- Assessed or proposed sustainability initiatives by considering cost-effectiveness, technical feasibility and acceptance.
- Audited energy usage and recommended changes to save resources, reducing waste by Number%.
- Orchestrated cutting-edge recycling programs, important environmental improvement projects and other sustainability strategies.
- Used Microsoft Word and other software tools to create documents and other communications.
- Worked flexible hours across night, weekend and holiday shifts.
- Actively listened to customers' requests, confirming full understanding before addressing concerns.
- Prepared variety of different written communications, reports and documents.
- Increased customer satisfaction by resolving issues.
- Conducted research, gathered information from multiple sources and presented results.
- Maintained excellent attendance record, consistently arriving to work on time.
Head Of Banking Operations
Zenith Bank PLC
Amuwo Odofin, Nigeria
03.2014 - 02.2016
- Led a Team of 50 across five departments, including business development, customer service,
- Cash and teller and fund transfer Units, etc
- Analyzed Monthly Profit and loss Accounts for the Branch
- Collaborated with relevant departments to plan, develop and implement operational policies for the bank
- Enforced compliance with regulatory requirements and internal control and policies
- Acknowledged customer issues and resolved their problems efficiently.
- Prepared annual budgets with controls to prevent overages.
- Identified opportunities to improve business process flows and productivity.
- Established and enforced internal controls, workflows and policies for tracking, reconciling and reporting on accounting activities.
- Prepared internal and regulatory financial reports, balance sheets and income statements.
- Complied with established internal controls and policies.
- Reviewed historical records, current operational data and forecasting information to identify and capitalize on system enhancement opportunities.
- Checked payroll, vendor payments, commissions and other accounting disbursements for accuracy and compliance.
- Identified improvement changes regarding key processes for internal controls and accounting procedures.
- Performed banking, business administration and financial tasks to guarantee five-star service for clients.
- Developed strategic plans for day-to-day financial operations.
- Performed spending analysis and partnerships to refine policies and develop recommendations for improvement.
- Performed routine closings, maintained clean, accurate and accessible records and kept close eye on transaction updates throughout each quarter.
- Established and checked coding procedures, monitored reports and updated internal files.
- Kept up-to-date and accurate funding accounts for internal departments, key programs and special projects.
- Prepared cash flow projections, cost analysis and monthly, quarterly and annual reports.
- Forecasted trends and recommended improvements based on financial risk analyses.
- Completed filings and upheld strict compliance with regulatory agencies and supervisors.
Financial Analyst
Zenith Bank
Victoria , Lagos
06.2009 - 03.2014
- Collected data and developed detailed spreadsheets to identify trends and create revenue, profitability and expense forecasts.
- Provided valuable forecasting using cutting-edge technology to reduce costs and increase long-term productivity.
- Reviewed financial reports and streamlined operations to increase productivity and company profits.
- Developed corporate investment strategies to drive growth and security.
- Provided strategic planning advice and financial oversight for corporate stakeholders.
- Analyzed and processed project specifics before capital deployments.
- Solved complex problems for senior leadership to execute on-time and under-budget projects.
- Presented results of financial analyses to clients verbally and in written form.
- Led monthly meetings with directors to analyze spending and provide financial recommendations.
- Solved financial problems with use of diverse analytical and modeling techniques.
- Presented oral and written reports on general economic trends, individual corporations and entire industries.
- Identified budget variances and recommended corrective actions, avoiding overruns and maintaining positive cash position.
- Analyzed revenues, costs and expenses for operating construction projects.
- Helped stakeholders make good choices by presenting information on general trends and entire industries.
- Reviewed weekly and monthly budget performance reports, ensuring departments and agencies operated within allocated budgets and investigated excessive expenses and reporting discrepancies.
- Monitored and analyzed financial, statistical and operational data trends.
- Tracked prices, yields and other trends to correctly interpret impacts on investment programs.
- Kept pace with economic, industrial and corporate developments impacting clients' financial wellbeing.
- Reviewed monthly requisitions for accuracy and completeness, reconciled transactions and determined payment approval statuses.
- Promoted successful investment plans with well-organized and smooth presentations.
- Developed and deepened client relationships to cement profitable partnerships.
Education
MSc - Economics
University of Lagos
Lagos Nigeria 06.2010 - 12.2012
Bsc - Economics
University of Ilorin
Kwara Lagos 08.2001 - 12.2004
Associate Chartered Accountant - Accounting
Institute of Chartered Accountants of Nigeria (ICAN)
Lagos Nigeria 03.2008 - 05.2009
Oracle Certified Professional - undefined
Corporations
PECB Certification Certified, Lead Cloud Security Manager GRI Certified Sustainability Practitioner Global Reporting Initiative - Cloud Security
PECB
Montreal Canada 11.2021 - 01.2022
Associate Risk Management Association Of Nigeria - Risk Management
Risk Management Association of Nigeria
Lagos Nigeria 01.2021 - Current
Skills
Excellent interpersonal skillsundefined
Affiliations
Awards in Sustainability Reporting 2017 and 2018.
A Member of Harvard Business Review Advisory Council
Additional Information
- Individual Awards: , Federal Government Undergraduate Scholarship Award. Team Awards Sustainability, Entrepreneurship and Responsibility Awards (SERAS) in Good Health and Well Being 2019.
Accomplishments
- One of my proudest achievements was when I led a Zenith’s research team to develop a macroeconomic model and forecast for Zenith Bank in line with IFRS 9. The model covers about 17 sectors of the economy and has been integrated into the expected credit loss provision. Similarly, we have worked intimately with the United Nations Environmental Program (UNEP-FI) to drive the bank’s adoption of Principles for Responsible Banking. We identified our most significant positive and negative environmental footprints and set SMART goals and targets, with on sustainable waste management and energy efficiency.
- Supervised team of 50 staff members.
- Used Microsoft Excel to develop inventory tracking spreadsheets.
- Resolved product issue through consumer testing.
Software
SQL
Snowflake
Tableau
Interests
Research, Sustainabilty, Reading, Presentation, Writing, Innovation and Documentary
Timeline
PECB Certification Certified, Lead Cloud Security Manager GRI Certified Sustainability Practitioner Global Reporting Initiative - Cloud Security
PECB
11.2021 - 01.2022
Associate Risk Management Association Of Nigeria - Risk Management
Risk Management Association of Nigeria
01.2021 - Current
Assistant Manager, Research/ESG/Enterprise Risk
Zenith Bank Plc
03.2016 - Current
Head Of Banking Operations
Zenith Bank PLC
03.2014 - 02.2016
MSc - Economics
University of Lagos
06.2010 - 12.2012
Financial Analyst
Zenith Bank
06.2009 - 03.2014
Associate Chartered Accountant - Accounting
Institute of Chartered Accountants of Nigeria (ICAN)
03.2008 - 05.2009
Bsc - Economics
University of Ilorin
08.2001 - 12.2004
Oracle Certified Professional - undefined
Corporations
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