JULIUS TEMITOPE SIMEON
Lagos,Nigeria
Summary
Accomplished professional with extensive expertise in team leadership, strategic planning, and regulatory compliance. Demonstrates exceptional communication, analytical skills, and problem-solving abilities. Proven track record in financial reporting, process improvement, and cyber-security knowledge. Adept at managing internal controls and audits while ensuring cultural awareness and attention to detail. Committed to driving organizational success through effective time management and risk assessment.
Overview
7
7
years of professional experience
2025
2025
years of post-secondary education
1
1
Certification
Work history
KYC/ Customer/Merchant On-boarding Manager
OPAY DIGITAL SERVICE
Lagos, Nigeria
10.2024 - 04.2025
- Ensure that all KYC procedures and processes comply with relevant regulations, including AML and CTF laws
- Perform Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) on high risk customers and merchants
- Conduct PEP, sanction screening and adverse media search on customers and businesses
- Assess and identify potential risks associated with KYC processes and implement measures to mitigate these risks
- Collaborate with compliance, legal, and risk management departments to ensure coordinated compliance efforts
- Review PEP and sanction screening results, and escalating these queries to the MLRO
Team Lead Fraud Management
OPAY DIGITAL SERVICE
04.2023 - 09.2024
- Lead and manage a team of risk analysts, fraud investigators, and compliance professionals
- Provide guidance, mentor-ship, and support to team members to ensure alignment with organizational goals and objectives
- Conduct comprehensive risk assessments to identify potential vulnerabilities and threats related to bank fraud, including internal and external fraud schemes, cyber fraud, identity theft, and financial crimes
- Develop strategies to mitigate identified risks and strengthen controls
- Review court orders and liaise with legal unit to validate orders and advise the next line of actions
- Ensure adherence to applicable laws, from regulators, and industry standards related to fraud prevention and risk management
Transaction Monitoring Specialist and Fraud desk officer
OPAY DIGITAL SERVICE
09.2019 - 03.2023
- Implement robust fraud detection mechanisms and monitoring systems to proactively identify suspicious activities and anomalies within customers transactions, customer accounts, and financial processes
- Leverage data analytic and fraud detection tools to enhance detection capabilities
- Lead investigations into suspected cases of fraud, irregularities, or breaches of security
- Coordinate with internal departments, law enforcement agencies, and regulatory authorities as necessary to gather evidence, conduct interviews, and pursue legal actions against perpetrators
- Collect and analyze evidence, such as documentation, electronic records, and witness statements, to support fraud investigations
- Ensure adherence to legal and regulatory requirements regarding evidence handling and chain of custody
KYC (Know Your Customer) Manager
KePAY
03.2018 - 08.2019
- Evaluate and pinpoint potential risks in KYC procedures, and enact strategies to minimize these risks
- On board new customers to use platform and verify their guarantors
- Prepare detailed audit reports that include findings, recommendations, and corrective actions
- Ensure that all KYC procedures and processes are in compliance with relevant regulations, including AML and CFT laws
- Conduct Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) for high-risk customers and merchants
Education
National Diploma - Quantity Surveying
Kwara State Polytechnic
11.2012 - 01.2015
Senior Secondary School Certificate - first leaving school certificate
Obadore Memorial College
Nigeria 01.2006 - 01.2011
Higher National Diploma - Quantity Surveying
Kwara State Polytechnic
Certification
- Designate Compliance Professional (D.C.P), 2024
- College of Professional Studies (ISO-SEC) Forensic fraud Investigations, 2025
- Associate of the Compliance Institute, Nigeria (A.C.I.N), In view
Accomplishments
- Successfully implemented comprehensive fraud prevention measures and controls, resulting in a significant reduction in the number of fraudulent incidents within the organization.
- Led successful investigations into complex fraud cases, resulting in the identification and prosecution of perpetrators, recovery of stolen assets, and implementation of corrective actions to prevent recurrence.
- Participated in creating a robust fraud tool RCC that enhances fraud prevention.
Custom
Communication, Presentation, Analytical Skill, Team Management, Multitasking, Strategic Planning, Sense of urgency, Attention to Details, Cultural Awareness, Leadership, Time Management, Problem solving, Risk Assessment, Data analysis, Regulatory compliance, Cyber-security Knowledge, Internal Controls and Audit
Languages
English
Fluent
References
References available upon request.
Timeline
KYC/ Customer/Merchant On-boarding Manager
OPAY DIGITAL SERVICE
10.2024 - 04.2025
Team Lead Fraud Management
OPAY DIGITAL SERVICE
04.2023 - 09.2024
Transaction Monitoring Specialist and Fraud desk officer
OPAY DIGITAL SERVICE
09.2019 - 03.2023
KYC (Know Your Customer) Manager
KePAY
03.2018 - 08.2019
National Diploma - Quantity Surveying
Kwara State Polytechnic
11.2012 - 01.2015
Senior Secondary School Certificate - first leaving school certificate
Obadore Memorial College
01.2006 - 01.2011
Higher National Diploma - Quantity Surveying
Kwara State Polytechnic
Similar Profiles
SHOBAMBO ADEBUSOLA OMOTOLANISHOBAMBO ADEBUSOLA OMOTOLANI
Quality Assurance/Training at OPay Digital ServiceQuality Assurance/Training at OPay Digital Service
SOBIA ISLAMSOBIA ISLAM
Group Head HR at OP Digital Private Limited (OPay)Group Head HR at OP Digital Private Limited (OPay)
OGHENEKOMEH OLUWAKEMI OYINBOKUREOGHENEKOMEH OLUWAKEMI OYINBOKURE
Customer Support/ Call Center / Sales / Technical support Agent at OPAY FINTECH GROUP DIGITAL BANKINGCustomer Support/ Call Center / Sales / Technical support Agent at OPAY FINTECH GROUP DIGITAL BANKING
Oludayo OkunadeOludayo Okunade
Head of Finance and Admin at Drausnet LimitedHead of Finance and Admin at Drausnet Limited
Fidelia NwubaFidelia Nwuba
National Head, Covenant Children Ministry at Community of Hashem WorldwideNational Head, Covenant Children Ministry at Community of Hashem Worldwide