JOSHUA OLORUNFUNMI
BANKING
Lagos
Summary
A highly dedicated and organized enthusiast detailed with a methodological approach to problem solving and providing outstanding excellent services to meet and surpass organizational expectations and requirements with a passionate drive for excellence, maximizing organizational goals and enhancing self- development.
Overview
6
6
years of professional experience
Work History
Credit Analyst
Union Bank of Nigeria Plc (U.B.N)
10.2022 - Current
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Attended credit-related training to stay informed about industry trends and developments.
- Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
- Ensured compliance with internal policies and regulatory requirements through diligent documentation of all credit decisions.
- Gathered loan documentation for underwriting.
- Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
- Reviewed and approved or denied credit applications to keep organization profitable by making informed lending decisions.
- Contributed to significant reduction in processing times for credit applications, improving client satisfaction and competitive edge.
- Investigated and resolved customer disputes related to credit decisions.
- Negotiated payment plans and loan terms with delinquent customers.
Inventory Officer
Prema Nigeria Limited
08.2019 - 09.2022
- Optimized warehouse space utilization by designing effective storage layouts and implementing proper organization techniques.
- Developed comprehensive reports to analyze inventory trends, identify issues, and recommend improvements.
- Ensured security of valuable items through implementation of strict access controls, surveillance measures, and loss prevention strategies.
- Enhanced inventory accuracy by conducting regular audits and reconciling discrepancies in a timely manner.
- Served as primary point of contact for inventory-related inquiries from internal and external stakeholders, providing timely and accurate information.
- Established strong vendor relationships, resulting in improved product quality and negotiated discounts.
- Completed physical inventory counts each month.
- Monitored inventory to maintain sufficient supply levels to meet business and customer needs.
- Inspected incoming and outgoing shipments to identify discrepancies with records.
- Packed, secured, labeled and applied postage to materials to prepare items for shipment.
Inventory Officer
Chris Ike Pharmaceutical Limited
06.2018 - 07.2019
- Reduced stockouts and overstock situations with meticulous demand forecasting and inventory planning.
- Coordinated seamless internal transfers between locations while minimizing disruptions to daily operations.
- Performed data entry and completed proper paperwork.
- Rejected damaged items, recorded shortages and corresponded with shippers to rectify issues.
- Improved order fulfillment rates by closely monitoring stock levels and proactively addressing potential shortages or surpluses.
Education
Bachelor of Science - BIOLOGY
10.2011 - 08.2016
Senior Secondary School Leaving Certificate -
02.2004 - 04.2010
07.2017 - 10.2017
Professional Certificate in Customer Relationship Management
2024
Professional Certificate in Credit Risk Management (In-view)
Skills
Strong People Relationship at all levels
Personal Information
- Place of Birth: Ondo State
- Gender: Male
- Marital Status: Single
Publications
Journal of Toxicology and Risk Assessment: Assessment of Environmental Contamination by Wastewater from a Cocoa Processing Industry Using Genetic and Reproductive Biomarkers. Alabi A.Okunola, Esau E.Babatunde, Olorunfunmi J.Temitope, OludareO Elevyn(2017)
Volunteer Experience
- National Youth Services Corps (NYSC), Ogun State, Ogun State, Learning and Development Unit (Research & Training), Laboratory Specialist, Nov. 2016 - Oct. 2017, Sensitization on the outbreak of diseases (Cerebrospinal Meningitis, Lassa fever and Monkey pox virus)., Control and Campaign on healthy environment and channelization of wastewater drainages., Public enlightenment on safety issues.
- Food and Genes Initiative (FAGI), Jan. - Dec. 2019, A voluntary 365 campaign on the misuse of drug abuse in the society, Assisted in educating the youth to reject illicit drug using the social media as a tool for communication during the campaign, Also help in sensitizing the youths in schools, churches and youth gatherings on the need to stop the abuse of drugs., Contributed to the setup of the campaign materials and the breakdown of topics for the campaign.
References
Available on request
Timeline
Credit Analyst - Union Bank of Nigeria Plc (U.B.N)
10.2022 - Current
Inventory Officer - Prema Nigeria Limited
08.2019 - 09.2022
Inventory Officer - Chris Ike Pharmaceutical Limited
06.2018 - 07.2019
Sansvid-M International - ,
07.2017 - 10.2017
Federal University of Technology - Bachelor of Science, BIOLOGY
10.2011 - 08.2016
Ondo Boys' High School - Senior Secondary School Leaving Certificate,
02.2004 - 04.2010
Newyork Institute of Finance - ,
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