Summary
Overview
Work History
Education
Skills
Certification
Interests
References
CORE COMPETENCIES
Timeline
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GREGORY CHUKWUDOZIE ADIGWE

Risk Management Professional
Abuja

Summary

Analytical and detail-oriented Risk Management Professional with extensive experience in enterprise risk, loan monitoring, remedial management, and internal auditing within the financial sector. Proven ability to assess and mitigate risks, ensure regulatory compliance, and improve loan performance. Adept at financial analysis, credit risk assessment, and implementing strategic controls to enhance operational efficiency.

Overview

14
14
years of professional experience
1
1
Certification

Work History

Enterprise Risk Management (Mortgage Operations, Loan Monitoring & Remedial Management)

First Generation Mortgage Bank
01.2019 - Current
  • Monitor and analyze NHF loan accounts, ensuring compliance with regulatory requirements.
  • Identify and report delinquent loans (90+ days overdue) and recommend remedial actions.
  • Appraise loan applications, verifying compliance with credit risk policies.
  • Conduct risk-based customer advisory services, ensuring loan performance optimization.
  • Issue demand/foreclosure notices, mitigating default risks and improving loan recovery.
  • Prepare loan performance reports and recommend strategies to reduce non-performing loans (NPLs).
  • Conducted daily monitoring of loan obligations, identifying early warning signs of default.
  • Communicated with borrowers to address loan performance issues and ensure timely repayments.
  • Flagged and escalated red flags on high-risk loans, reducing exposure to potential losses.

Internal Auditor

First Generation Mortgage Bank
01.2015 - 01.2019
  • Led audit reviews for multiple branches, ensuring compliance with control policies.
  • Conducted spot checks on cash reserves, vaults, and financial transactions.
  • Evaluated new account packages and performed fixed asset reconciliations.
  • Prepared prudential ratio and management audit reports, strengthening internal governance.

Reconciliation Officer

Nigerian Breweries Plc (Eze Libra Ltd.)
01.2012 - 01.2014
  • Reconciled customer sales and Van Salesmen (VSM) transactions, ensuring accuracy.
  • Conducted inventory audits and provided recommendations for process improvements.

Education

MBA - Business Administration

University of Polytechnics Bucharest
Bucharest, Romania
01.2010

B.Sc. - Economics

Academy of Economic Studies Bucharest
Bucharest, Romania
01.2008

Skills

  • Proficient in Microsoft Office Suite (Excel, Word, PowerPoint)
  • Experience with Accounting & Auditing Software (Busy Win, Easy Bank Ax)
  • Strong Data Analysis & Reporting skills

Certification

Professional Development: Risk Management, Financial Analysis, Internal Control

Interests

Financial Risk Research, Data Analytics, Traveling, Photography

References

Available upon request.

CORE COMPETENCIES

  • Risk Assessment & Mitigation
  • Credit & Loan Risk Analysis
  • Regulatory Compliance & Auditing
  • Mortgage & Financial Operations
  • Delinquency & Remedial Management
  • Internal Control & Process Improvement
  • Financial Reporting & Reconciliation
  • Stakeholder & Client Advisory

Timeline

Enterprise Risk Management (Mortgage Operations, Loan Monitoring & Remedial Management)

First Generation Mortgage Bank
01.2019 - Current

Internal Auditor

First Generation Mortgage Bank
01.2015 - 01.2019

Reconciliation Officer

Nigerian Breweries Plc (Eze Libra Ltd.)
01.2012 - 01.2014

B.Sc. - Economics

Academy of Economic Studies Bucharest

MBA - Business Administration

University of Polytechnics Bucharest
GREGORY CHUKWUDOZIE ADIGWERisk Management Professional