Years of Professional Experience
Ernie Femi-Owen
Senior Product Manager- Payments
Mississauga, Ontario
Summary
I'm a seasoned Product Manager with over 7 years of experience in the banking and fintech industry. Throughout my career, I've developed and grown a variety of key products, including Mobile & Online Banking platforms, Prepaid/Debit/Credit Cards, USSD, ATMs, POS, 2FA, and more. My expertise is focused on areas such as product development, revenue realization, and product expansion. Currently, I'm leading the card-issuing product drive at Flutterwave, and I'm passionate about creating compelling, user-centric products that drive commercial success. Let's connect!
Overview
7
7
13
13
years of post-secondary education
4
4
Certificates
3
3
Languages
Work History
Head, Card Issuing
Flutterwave Inc
San Francisco
03.2022 - Current
- Leading growth and expansion of Flutterwave’s card-issuing service in over 10 countries
- Providing corporate card services to enterprise merchants for B2B2C issuing opportunities
- Collaborating with engineering and flagship product teams (Barter & F4B) across different time zones to improve the overall card issuing experience
- Carrying out in-house knowledge-sharing sessions focused on cards
Lead Product Manager, Mobile Financial Service
Interswitch
Lagos
05.2021 - 04.2022
- Prioritized roadmap in order to achieve product goals and metrics.
- Collaborated with sales, marketing, and support teams to launch products on time and within budget.
- Worked as a Product Manager on 3 scrum teams to develop 5 Mobile Banking applications for top Tier 1 and Tier 2 banks in Nigeria
- Led a team that built and deployed offline banking, P2P services via Blockchain with Interstellar and other innovative Mobile banking features to maximize business performance
- Collaborated with the product team in Germany to revamp Interswitch's RTCP platform for in-app communication and engagement; we delivered this over 3 program increments
Head, Card and Mobile Banking Products
Globus Bank
Lagos
05.2019 - 05.2021
- Spearheaded the set-up and growth of the Debit Card product at Globus Bank (from 0 to 10,000 debit cards in 12 months)
- Managed the conception, design and development of the Mobile Banking and Retail Internet Banking applications for the Bank
- Developed innovative Mobile banking product features around transfers and account opening process from scratch, contributing to taking it from beta to public launch with over 10,000 customers in 1 year under pandemic crisis
- Managed other banking products such as USSD, ATM, POS, Website and SMS (for alert generation)
Product Manager, Mobile & Web App Banking
Access Bank Plc
Lagos
12.2015 - 05.2019
- Collaborated with a team tasked with delivering new projects, such as deploying the first “Omni-channel” experience amongst all the Tier 1 Nigerian Commercial banks, self-service onboarding on the mobile banking app, and cardless withdrawal, resulting to a 120% growth in the Mobile and Online Banking revenue for 2017
- Developed wireframes and screen flows for the Mobile and Online Banking applications, including first-in- the-industry features like “Quick transfers” and “Quick Airtime” in 2016
- Designed processes and user experience flows for online and mobile banking products
- Remodeled processes and methodologies to support constant changes via design, development, and deployment of customer focused mobile and web application solutions.
Education
Executive Managament Education - Finance And Tech
MIT, Sloan School of Management
Online 2019.01 - 2019.06
MBA - Finance And Investment
Ahmadu Bello University, Zaria
Kaduna, Nigeria 01.2017 - 09.2019
Bachelor of Science - Economics
Ahmadu Bello University, Zaria
Kaduna, Nigeria 10.2009 - 09.2013
High School Diploma -
Kings College Lagos
Lagos, Nigeria 09.2000 - 06.2006
Skills
Agile Practices in Project Management
Market Insight and Research
Idea conceptualization and Validation
Business and Data Analysis
Effective communication and Stakeholder management
Certification
Lean Six Sigma Yellow Belt
Hobbies
- Playing video games
- Playing football
- Writing articles
Timeline
Head, Card Issuing
Flutterwave Inc
03.2022 - Current
Lean Six Sigma Yellow Belt
08-2021
Lead Product Manager, Mobile Financial Service
Interswitch
05.2021 - 04.2022
AMBCS- Certificate in IT
03-2021
Associate of the Chartered Institute of Bankers (ACIB)
10-2020
Product School- Building Digital Products
05-2020
Head, Card and Mobile Banking Products
Globus Bank
05.2019 - 05.2021
Executive Managament Education - Finance And Tech
MIT, Sloan School of Management
2019.01 - 2019.06
MBA - Finance And Investment
Ahmadu Bello University, Zaria
01.2017 - 09.2019
Product Manager, Mobile & Web App Banking
Access Bank Plc
12.2015 - 05.2019
Bachelor of Science - Economics
Ahmadu Bello University, Zaria
10.2009 - 09.2013
High School Diploma -
Kings College Lagos
09.2000 - 06.2006