Summary
Overview
Work History
Education
Skills
Certification
Hobbies
Timeline
Cashier
Ernie Femi-Owen

Ernie Femi-Owen

Senior Product Manager- Payments
Mississauga, Ontario

Summary

I'm a seasoned Product Manager with over 7 years of experience in the banking and fintech industry. Throughout my career, I've developed and grown a variety of key products, including Mobile & Online Banking platforms, Prepaid/Debit/Credit Cards, USSD, ATMs, POS, 2FA, and more. My expertise is focused on areas such as product development, revenue realization, and product expansion. Currently, I'm leading the card-issuing product drive at Flutterwave, and I'm passionate about creating compelling, user-centric products that drive commercial success. Let's connect!

Overview

7
7

Years of Professional Experience

13
13
years of post-secondary education
4
4
Certificates
3
3
Languages

Work History

Head, Card Issuing

Flutterwave Inc
San Francisco
03.2022 - Current
  • Leading growth and expansion of Flutterwave’s card-issuing service in over 10 countries
  • Providing corporate card services to enterprise merchants for B2B2C issuing opportunities
  • Collaborating with engineering and flagship product teams (Barter & F4B) across different time zones to improve the overall card issuing experience
  • Carrying out in-house knowledge-sharing sessions focused on cards

Lead Product Manager, Mobile Financial Service

Interswitch
Lagos
05.2021 - 04.2022
  • Prioritized roadmap in order to achieve product goals and metrics.
  • Collaborated with sales, marketing, and support teams to launch products on time and within budget.
  • Worked as a Product Manager on 3 scrum teams to develop 5 Mobile Banking applications for top Tier 1 and Tier 2 banks in Nigeria
  • Led a team that built and deployed offline banking, P2P services via Blockchain with Interstellar and other innovative Mobile banking features to maximize business performance
  • Collaborated with the product team in Germany to revamp Interswitch's RTCP platform for in-app communication and engagement; we delivered this over 3 program increments

Head, Card and Mobile Banking Products

Globus Bank
Lagos
05.2019 - 05.2021
  • Spearheaded the set-up and growth of the Debit Card product at Globus Bank (from 0 to 10,000 debit cards in 12 months)
  • Managed the conception, design and development of the Mobile Banking and Retail Internet Banking applications for the Bank
  • Developed innovative Mobile banking product features around transfers and account opening process from scratch, contributing to taking it from beta to public launch with over 10,000 customers in 1 year under pandemic crisis
  • Managed other banking products such as USSD, ATM, POS, Website and SMS (for alert generation)

Product Manager, Mobile & Web App Banking

Access Bank Plc
Lagos
12.2015 - 05.2019
  • Collaborated with a team tasked with delivering new projects, such as deploying the first “Omni-channel” experience amongst all the Tier 1 Nigerian Commercial banks, self-service onboarding on the mobile banking app, and cardless withdrawal, resulting to a 120% growth in the Mobile and Online Banking revenue for 2017
  • Developed wireframes and screen flows for the Mobile and Online Banking applications, including first-in- the-industry features like “Quick transfers” and “Quick Airtime” in 2016
  • Designed processes and user experience flows for online and mobile banking products
  • Remodeled processes and methodologies to support constant changes via design, development, and deployment of customer focused mobile and web application solutions.

Education

Executive Managament Education - Finance And Tech

MIT, Sloan School of Management
Online
2019.01 - 2019.06

MBA - Finance And Investment

Ahmadu Bello University, Zaria
Kaduna, Nigeria
01.2017 - 09.2019

Bachelor of Science - Economics

Ahmadu Bello University, Zaria
Kaduna, Nigeria
10.2009 - 09.2013

High School Diploma -

Kings College Lagos
Lagos, Nigeria
09.2000 - 06.2006

Skills

Agile Practices in Project Management

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Certification

Lean Six Sigma Yellow Belt

Hobbies

  • Playing video games
  • Playing football
  • Writing articles

Timeline

Head, Card Issuing

Flutterwave Inc
03.2022 - Current

Lean Six Sigma Yellow Belt

08-2021

Lead Product Manager, Mobile Financial Service

Interswitch
05.2021 - 04.2022

AMBCS- Certificate in IT

03-2021

Associate of the Chartered Institute of Bankers (ACIB)

10-2020

Product School- Building Digital Products

05-2020

Head, Card and Mobile Banking Products

Globus Bank
05.2019 - 05.2021

Executive Managament Education - Finance And Tech

MIT, Sloan School of Management
2019.01 - 2019.06

MBA - Finance And Investment

Ahmadu Bello University, Zaria
01.2017 - 09.2019

Product Manager, Mobile & Web App Banking

Access Bank Plc
12.2015 - 05.2019

Bachelor of Science - Economics

Ahmadu Bello University, Zaria
10.2009 - 09.2013

High School Diploma -

Kings College Lagos
09.2000 - 06.2006
Ernie Femi-OwenSenior Product Manager- Payments