Years of Professional Experience
Ernie Femi-Owen
Senior Product Manager- Payments
Mississauga, Ontario
Summary
I'm a seasoned Product Manager with over 7 years of experience in the banking and fintech industry. Throughout my career, I've developed and grown a variety of key products, including Mobile & Online Banking platforms, Prepaid/Debit/Credit Cards, USSD, ATMs, POS, 2FA, and more. My expertise is focused on areas such as product development, revenue realization, and product expansion. Currently, I'm leading the card-issuing product drive at Flutterwave, and I'm passionate about creating compelling, user-centric products that drive commercial success. Let's connect!
Overview
7
7
13
13
years of post-secondary education
4
4
Certificates
3
3
Languages
Work History
Head, Card Issuing
Flutterwave Inc
San Francisco
2022.03 - Current
- Leading growth and expansion of Flutterwave’s card-issuing service in over 10 countries
- Providing corporate card services to enterprise merchants for B2B2C issuing opportunities
- Collaborating with engineering and flagship product teams (Barter & F4B) across different time zones to improve the overall card issuing experience
- Carrying out in-house knowledge-sharing sessions focused on cards
Lead Product Manager, Mobile Financial Service
Interswitch
Lagos
2021.05 - 2022.04
- Prioritized roadmap in order to achieve product goals and metrics.
- Collaborated with sales, marketing, and support teams to launch products on time and within budget.
- Worked as a Product Manager on 3 scrum teams to develop 5 Mobile Banking applications for top Tier 1 and Tier 2 banks in Nigeria
- Led a team that built and deployed offline banking, P2P services via Blockchain with Interstellar and other innovative Mobile banking features to maximize business performance
- Collaborated with the product team in Germany to revamp Interswitch's RTCP platform for in-app communication and engagement; we delivered this over 3 program increments
Head, Card and Mobile Banking Products
Globus Bank
Lagos
2019.05 - 2021.05
- Spearheaded the set-up and growth of the Debit Card product at Globus Bank (from 0 to 10,000 debit cards in 12 months)
- Managed the conception, design and development of the Mobile Banking and Retail Internet Banking applications for the Bank
- Developed innovative Mobile banking product features around transfers and account opening process from scratch, contributing to taking it from beta to public launch with over 10,000 customers in 1 year under pandemic crisis
- Managed other banking products such as USSD, ATM, POS, Website and SMS (for alert generation)
Product Manager, Mobile & Web App Banking
Access Bank Plc
Lagos
2015.12 - 2019.05
- Collaborated with a team tasked with delivering new projects, such as deploying the first “Omni-channel” experience amongst all the Tier 1 Nigerian Commercial banks, self-service onboarding on the mobile banking app, and cardless withdrawal, resulting to a 120% growth in the Mobile and Online Banking revenue for 2017
- Developed wireframes and screen flows for the Mobile and Online Banking applications, including first-in- the-industry features like “Quick transfers” and “Quick Airtime” in 2016
- Designed processes and user experience flows for online and mobile banking products
- Remodeled processes and methodologies to support constant changes via design, development, and deployment of customer focused mobile and web application solutions.
Education
Executive Managament Education - Finance And Tech
MIT, Sloan School of Management
Online 2019.01 - 2019.06
MBA - Finance And Investment
Ahmadu Bello University, Zaria
Kaduna, Nigeria 2017.01 - 2019.09
Bachelor of Science - Economics
Ahmadu Bello University, Zaria
Kaduna, Nigeria 2009.10 - 2013.09
High School Diploma -
Kings College Lagos
Lagos, Nigeria 2000.09 - 2006.06
Skills
Agile Practices in Project Management
Market Insight and Research
Idea conceptualization and Validation
Business and Data Analysis
Effective communication and Stakeholder management
Certification
Lean Six Sigma Yellow Belt
Hobbies
- Playing video games
- Playing football
- Writing articles
Timeline
Head, Card Issuing
Flutterwave Inc
2022.03 - Current
Lean Six Sigma Yellow Belt
2021-08
Lead Product Manager, Mobile Financial Service
Interswitch
2021.05 - 2022.04
AMBCS- Certificate in IT
2021-03
Associate of the Chartered Institute of Bankers (ACIB)
2020-10
Product School- Building Digital Products
2020-05
Head, Card and Mobile Banking Products
Globus Bank
2019.05 - 2021.05
Executive Managament Education - Finance And Tech
MIT, Sloan School of Management
2019.01 - 2019.06
MBA - Finance And Investment
Ahmadu Bello University, Zaria
2017.01 - 2019.09
Product Manager, Mobile & Web App Banking
Access Bank Plc
2015.12 - 2019.05
Bachelor of Science - Economics
Ahmadu Bello University, Zaria
2009.10 - 2013.09
High School Diploma -
Kings College Lagos
2000.09 - 2006.06