Damilare Moses Ola
Loan Officer
Agbado Ijaiye,Lagos
Summary
Dynamic Senior Loan Officer at Great Ridge Prime with a proven track record in maximizing approval rates and enhancing team performance through effective training. Skilled in relationship management and decision-making, I excel in analyzing creditworthiness and securing optimal financing solutions for clients, driving business growth and client satisfaction.
Overview
18
18
years of professional experience
Work History
Senior Loan Officer
Great Ridge Prime
10.2025 - 04.2026
- Submitted loan applications to underwriter for verification and recommendations.
- Maintained strict confidentiality of bank records and client information.
- Originated, reviewed, processed, closed, and administered customer loan proposals.
- Negotiated favorable terms from lenders on behalf of clients, securing optimal financing options for their needs.
- Improved team''s closing ratio by conducting ongoing training sessions focused on sales techniques and product knowledge.
- Created detailed reports analyzing potential borrowers'' creditworthiness, presenting findings to management for informed decision-making purposes.
- Maximized approval rates for qualified applicants through diligent review of financial information and thorough assessment of risks.
Credit Officer
Grooming Centre
10.2015 - 01.2025
- Developed key relationships with clients, providing exceptional service and fostering long-term partnerships.
- Evaluated creditworthiness of potential borrowers using thorough research and analysis techniques, minimizing default risks.
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
- Organized and finalized loan applications for underwriter review.
- Conducted regular account reviews to proactively identify potential risks in the credit portfolio, taking corrective actions as needed.
- Supported business growth initiatives by assisting in the identification of new market opportunities for expansion within the credit sector.
Bar Waiter
The Life House
02.2012 - 11.2013
- Maintained clean and organized bar area.
- Maintained a clean and organized work environment to ensure efficient service and compliance with health regulations.
- Assisted with bartending duties during high-volume shifts.
- Supported fellow team members during peak hours to maintain seamless operations and minimize wait times for guests.
- Served alcoholic and non-alcoholic beverages in bar environment.
- Collected dirty flatware and glassware to deliver to sanitizing station.
Checker
Nigeria Bottle Drinks
06.2010 - 01.2012
- Maintained a clean and safe work environment by following company guidelines and reporting any hazards or issues promptly.
- Continuously updated knowledge of store policies, procedures, promotions, ensuring accurate information dissemination to customers.
- Enhanced customer satisfaction by accurately scanning items and processing payments in a timely manner.
- Actively participated in team meetings, contributing ideas for improving store efficiency and customer satisfaction.
Waiter
Kingsize Catering Services
04.2009 - 05.2010
- Managed high volume of customers during peak hours, maintaining prompt and efficient service.
- Ensured food safety compliance by adhering to proper handling procedures when serving dishes.
- Shared knowledge of menu items and flavors, enabling customers to make personal decisions based on taste and interest.
- Enhanced customer satisfaction by providing attentive service and anticipating guest needs.
- Maintained a clean and organized dining area, contributing to a pleasant atmosphere for guests.
Reliever
Mr Biggs
07.2008 - 03.2009
- Self-motivated, with a strong sense of personal responsibility.
- Excellent communication skills, both verbal and written.
- Proven ability to learn quickly and adapt to new situations.
- Skilled at working independently and collaboratively in a team environment.
- Worked well in a team setting, providing support and guidance.
- Passionate about learning and committed to continual improvement.
- Managed time efficiently in order to complete all tasks within deadlines.
Education
Lagos State Polytechnic
IkoroduBachelor of Science - Computer Science
Bestower International University
Benin Republic09-2019
Skills
Effective communication techniques
Interviewing
Goal-oriented mindset
Information verification
Decision-making confidence
Continuous learning commitment
Application preparation
Relationship management prowess
Timeline
Senior Loan Officer
Great Ridge Prime
10.2025 - 04.2026
Credit Officer
Grooming Centre
10.2015 - 01.2025
Bar Waiter
The Life House
02.2012 - 11.2013
Checker
Nigeria Bottle Drinks
06.2010 - 01.2012
Waiter
Kingsize Catering Services
04.2009 - 05.2010
Reliever
Mr Biggs
07.2008 - 03.2009
Lagos State Polytechnic
Bachelor of Science - Computer Science
Bestower International University