Summary
Overview
Work History
Education
Skills
Timeline
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Charles Echefu

Charles Echefu

Business Start-Up Manager
Lagos,LA

Summary

A Bachelors Degree Graduate of Food Science and Technology and a Trained Credit Analyst. I am an enthusiastic, self-motivated, reliable, responsible and hard working person. I am a mature team worker and adaptable to all challenging situations. I am able to work well both in a team environment as well as using own initiative. I am diligent and adhere to strict deadlines.

Overview

11
11
years of professional experience

Work History

Business Start Up Manager

Optasia Group
Lagos, Nigeria
12.2022 - Current
  • Set aggressive targets for credit analysts to drive company success and strengthen motivation.
  • Establish priorities, maintain schedules and monitor team performance.
  • Approve credit request after credit underwriting and committee.
  • Build and Maintain relationships with key stakeholders, including clients, regulatory bodies and industrial associates.

Senior Credit Analyst

AB Microfinance Bank LTD
Lagos Nigeria
11.2018 - 11.2022
  • Professionally Conducted business, household and Guarantor's assessments and proposing a loan according the Bank's credit procedures and policies.
  • Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
  • Prioritized tasks to meet or exceed timelines and supervised multiple responsibilities at same time.
  • Presented and participated in loan decision taken during credit committee.
  • Consistently monitored loan repayments and loan recovery, including on-site visits , acquisition of collaterals following legal steps until full repayments by client.
  • Managed a diverse portfolio of clients while maintaining strong relationships and addressing their credit needs.

Student Intern

FrieslandCampina Wamco Nig PLC
Lagos, Nigeria
05.2013 - 01.2014
  • Gained operational knowledge, Good Manufacturing Practices and supported departmental needs.
  • Learned how to ensure good quality output check, control all production waste level, raw material planning and inventory management.
  • Participated in workshops and presentations related to projects to gain knowledge.
  • Demonstrated adaptability by learning new software programs and tools quickly, enhancing overall efficiency within the intern role.

Education

Senior School Certificate Exam -

Alvana Model Secondary School
Owerri, Imo
06.2008

Bachelor Degree - Food Science And Technology

Federal University of Technology Owerri
Owerri, Nigeria
11.2014

Skills

Credit Analysis

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Timeline

Business Start Up Manager

Optasia Group
12.2022 - Current

Senior Credit Analyst

AB Microfinance Bank LTD
11.2018 - 11.2022

Student Intern

FrieslandCampina Wamco Nig PLC
05.2013 - 01.2014

Senior School Certificate Exam -

Alvana Model Secondary School

Bachelor Degree - Food Science And Technology

Federal University of Technology Owerri

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Charles EchefuBusiness Start-Up Manager