Charles Echefu
Business Start-Up Manager
Lagos,LA
Summary
A Bachelors Degree Graduate of Food Science and Technology and a Trained Credit Analyst. I am an enthusiastic, self-motivated, reliable, responsible and hard working person. I am a mature team worker and adaptable to all challenging situations. I am able to work well both in a team environment as well as using own initiative. I am diligent and adhere to strict deadlines.
Overview
11
11
years of professional experience
Work History
Business Start Up Manager
Optasia Group
Lagos, Nigeria
12.2022 - Current
- Set aggressive targets for credit analysts to drive company success and strengthen motivation.
- Establish priorities, maintain schedules and monitor team performance.
- Approve credit request after credit underwriting and committee.
- Build and Maintain relationships with key stakeholders, including clients, regulatory bodies and industrial associates.
Senior Credit Analyst
AB Microfinance Bank LTD
Lagos Nigeria
11.2018 - 11.2022
- Professionally Conducted business, household and Guarantor's assessments and proposing a loan according the Bank's credit procedures and policies.
- Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
- Prioritized tasks to meet or exceed timelines and supervised multiple responsibilities at same time.
- Presented and participated in loan decision taken during credit committee.
- Consistently monitored loan repayments and loan recovery, including on-site visits , acquisition of collaterals following legal steps until full repayments by client.
- Managed a diverse portfolio of clients while maintaining strong relationships and addressing their credit needs.
Student Intern
FrieslandCampina Wamco Nig PLC
Lagos, Nigeria
05.2013 - 01.2014
- Gained operational knowledge, Good Manufacturing Practices and supported departmental needs.
- Learned how to ensure good quality output check, control all production waste level, raw material planning and inventory management.
- Participated in workshops and presentations related to projects to gain knowledge.
- Demonstrated adaptability by learning new software programs and tools quickly, enhancing overall efficiency within the intern role.
Education
Senior School Certificate Exam -
Alvana Model Secondary School
Owerri, Imo06.2008
Bachelor Degree - Food Science And Technology
Federal University of Technology Owerri
Owerri, Nigeria 11.2014
Skills
Credit Analysis
Performance Management
Ms word, MS Excel and PowerPoint
Time Management
Research and Development
Business Development
Verbal and written communication
Lead Generationi
Team Leadership
Analytical Thinking
Customer Relationship Management
Teamwork and Collaborationk
Task Prioritization
Documentation And Reporting
Goal Setting
Timeline
Business Start Up Manager
Optasia Group
12.2022 - Current
Senior Credit Analyst
AB Microfinance Bank LTD
11.2018 - 11.2022
Student Intern
FrieslandCampina Wamco Nig PLC
05.2013 - 01.2014
Senior School Certificate Exam -
Alvana Model Secondary School
Bachelor Degree - Food Science And Technology
Federal University of Technology Owerri