Ajeigbe Oluwatayo Oluwatobi
Transactional Banker
Lekki
Summary
Insightful Manager with demonstrated experience in proffering cash management, trade and working capital solutions that meet business requirements. Proficient in best practices, market trends and regulatory requirements of financial services industry. Talented leader with analytical approach to business planning and day-to-day problem-solving.
Overview
6
6
years of professional experience
8
8
years of post-secondary education
Work History
Manager, Transactional Banking
Standard Bank (Stanbic IBTC Bank Plc)
Victoria Island
03.2022 - Current
- Proffering Cash management, international trade solutions to Corporate clients that operate within the Power, Infrastructure and Telecommunications sectors
- Expanded cross-functional organizational capacity by collaborating across departments on priorities, functions and common goals.
- Delivered feedback to decision-makers regarding product performance and new transactional needs of Corporate clients.
- Evaluated suppliers to maintain cost controls and improve operations.
- Accomplished multiple tasks within established timeframes.
- Developed and maintained relationships with Corporate clients through account development.
- Applied customer feedback to develop process improvements and support long-term business needs.
Sector and Client Analyst
Standard Bank (Stanbic IBTC Bank Plc)
Victoria Island
04.2018 - 02.2022
- Oil and gas Industry research covering Upstream, Midstream and Downstream sector with a focus on Sub-Saharan Africa
- Preparation and interpretation of monthly Management Information System, thorough investigation of variances and proactive management of Capital and CROC efficiencies
- Execute on internal processes including but not limited to Portfolio Management, NBAC, Credit, High Risk, KYC, Legal, and account migrations
- Contribute to CST effectiveness through input, participation and tracking of action plans/deliverables
- Drive and share accountability with the Client Coordinators for portfolio y-o-y growth and achieving budget in line with Sector strategies
- Generate innovative ideas through gathering client and sector insights from various sources, create quality client plans/sector documents aligned with Universal Banking model, Identify and track existing and new client opportunities.
- Collaborated with product development team to effectively modernize and update promotions.
- Analyzed performance data to investigate hypotheses across large, multi-dimensional datasets.
Analyst, Transaction Management (Middle Office)
Standard Bank (Stanbic IBTC Bank Plc)
Victoria Island
09.2015 - 10.2017
- Processing of transactions; mainly monthly and quarterly repayments to Development Finance Institutions within and outside Nigeria,
- Prompt submission of regulatory returns to Regulators (i.e Central Bank of Nigeria and Bank of Industry) on various intervention funds given to large local manufacturers aimed at stimulating economic growth
- Pre-disbursement review of the terms and conditions of credit approvals, ensuring compliance with conditions precedent to disbursement, and subsequent authorization of disbursement by loan processing units
- Ensuring that credit documentation; copies of approval term sheets, offer letters, and other security documentation are properly filed and stored
- Monthly rendition of outstanding credit exposures to CBN, and other Development Finance Institutions on On-lending Facilities.
Sales Analyst, Consumer and High Net Worth Clients
Standard Bank (Stanbic IBTC Bank Plc)
Victoria Island
12.2014 - 04.2015
- Collection of large sales data across NIgeria for the preparation of Month-to-date sales reports tracking sales performance against agreed budget
- Worked in a small team that ensured a consistent 20%-25% growth in sales within a 3 month period through effective sales analysis and projections / leads for Sales managers across 30 states in Nigeria
- Drawing up of daily reports that show sales trends in the various product segments, across the various regions and zones within the country
- Assessing relatively large amount of data; drawing an accurate conclusion of sales performance, and projecting future trends from data gathered
- Applied sales forecasting techniques and strategic planning to verify sales and profitability of products, channels and services.
- Attended monthly sales meetings and quarterly sales trainings.
- Performed effectively in self-directed work environment, managing day-to-day operations and decisions
Education
PMI - Project Management Professional 2020 - Project Management
Project Management Institute
United States 09.2020 - Current
Bachelor of Science - Economics
Obafemi Awolowo University
Ile-Ife 01.2008 - 12.2011
High School Diploma -
Federal Government College
Ikole-Ekiti, Ekiti State 01.2005 - 07.2007
Skills
Strong listening and communication skillsExcellent command of design tools; CorelDraw and Adobe toolsProficient use of Microsoft Excel, other Microsoft office tools
Strategic planning
Business planning
Project Management
Additional Information
- Awards, Trainings and Interest , Beyond Excellence Award (Innovation and Client service) 2020 Beyond Excellence Award (Team work) 2020 Project Management Professional Training 2019 I enjoy developing Designs, and creative arts. Reading self-development materials, motivational books and fictional novels
Accomplishments
- Standard Bank Beyond Excellence Award (Innovation and Client service) - 2020
- Standard Bank Beyond Excellence Award (Team work) - 2020
- Standard Bank Beyond Excellence Award (Client service) - 2021
- Achieved "Above Target" in all Five domains of PMI Project Management Professional Exam - 2020
- My team delivered an average revenue growth of 12.5% year on year between 2018 and 2021.
Hobbies
I enjoy using design software and tools such as Adobe Photoshop and Corel Draw to create captivating graphic designs
I enjoy reading business journals and inspirational books
I watch soccer for fun
Timeline
Manager, Transactional Banking
Standard Bank (Stanbic IBTC Bank Plc)
03.2022 - Current
PMI - Project Management Professional 2020 - Project Management
Project Management Institute
09.2020 - Current
Sector and Client Analyst
Standard Bank (Stanbic IBTC Bank Plc)
04.2018 - 02.2022
Analyst, Transaction Management (Middle Office)
Standard Bank (Stanbic IBTC Bank Plc)
09.2015 - 10.2017
Sales Analyst, Consumer and High Net Worth Clients
Standard Bank (Stanbic IBTC Bank Plc)
12.2014 - 04.2015
Bachelor of Science - Economics
Obafemi Awolowo University
01.2008 - 12.2011
High School Diploma -
Federal Government College
01.2005 - 07.2007