Adewole Cole

• Prospected new SME clients and assists them for loan applications.
• Demonstrated ability to analyze and interpret financial statements of business in order to access repayment capacity and financial soundness of borrower.
• Conducted loan appraisal and collects detailed information (personal, business, and guaranties) and arranges to open new loan account.
• Prepared and executed loan contracts and arrange for disbursement of loan in kind.
• Possessed good knowledge about guidelines of regulatory body and be able to prepare loan reports for internal and external use.
• Monitored loan and follows up of timely repayment.
• Maintained contact and maintained good relationships with clients.
• Ensured full compliance with all in-place.
• Any other task as assigned by Head of Department
• Communicated regularly with clients to understand needs, evaluate current product use and cross-sell new products.
• Educated clients on available technological tools, enabling development and implementation of solutions to achieve personal financial goals.

· Conducted direct promotion and/or other marketing activities, explaining bank’s products to potential clients and opening loan applications

· Conducted loan analysis by visiting business and household of clients and guarantors and preparing loan proposal according to bank’s credit procedures and policies.

. Presented loan proposals to credit committee

· Participated as a member of the credit committee

· Monitored loan repayments and loan recovery, including on-site visits and following legal steps until full repayment

· Complied with the bank’s code of conduct and policy, credit procedures and other regulations

· Offered friendly and efficient service to all customers, handled challenging situations with ease

· Any other task as assigned by the Head of Department

• Developed and implemented favorable pricing structures balancing firm objectives against customer targets.
• Coordinated innovative strategies to accomplish marketing objectives and boost long-term profitability.
• Participated and where appropriate lead in development, implementation and evaluation of strategic plans, business plans and operational policies and procedures.
• Ensured that appropriate performance information is available to report to Senior Management Team on performance against business objectives and financial targets.
• Researched best practice with other Security providers to ensure best practice is incorporated into firm’s procedures, processes and policies.

. Prepared meeting minutes, meeting notes and internal support materials

. Participated in continuous improvement by generating suggestions, engaging in problem-solving activities to support teamwork.

. Used coordination and planning skills to achieve results according to schedule.

. Performed multifaceted general office support