Resourceful Recovery Officer with knack for resolving complex financial issues and driving positive outcomes. Skilled in negotiating payment plans and reducing delinquent accounts, leading to improved cash flow and customer satisfaction. Known for fostering collaborative relationships, ensuring smooth operations and high recovery rates.
• Ensure standard procedures are followed prior to credit approval and disbursement.
• Ensure all necessary charges, rates and interests are charged on all credit facilities
• Development of Retail Product papers (Track records with Union Bank)
• Discovery of fraudulent transaction before and after creditapproval
• Ensure proper perfection of credit documentation on or beforeapproval
• Proper understanding of credit extension and deferral ofdocuments for perfection.
Indebt knowledge of Nigeria Small and medium Enterprises like School Finance, Invoice Discounting Local Purchase Order (LPO) and Cash Follow credit facilities.
• Reviewing of requests relating to Hire Purchase and Leasing of Assets
i.e. Motor Vehicle, Machinery, and House Hold Products etc.
• Advisory Services to Customers on mode of Repayment of Loans
• Maintenance of Assets Register
• Follow up on repayment/recovery of loans/Assets on defaulting customers.
Nigeria Institute of Management (Graduate Member)
Nigeria Institute of Management (Graduate Member)