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Summary
Highly accomplished Senior Financial Analyst with 19+ years of experience in bank management and operations.
Overview
30
30
years of professional experience
Work History
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11.2010 - Current
- Planning bank audit assignments and ensuring adequate resources are allocated to the respective assignments and also responsible for ensuring that the Audit team meets deadline requirements
- Identifying the audit approach to be taken from an early stage and checks that adequate resources are identified that have the required skills
- Mentoring team members in the planning process and where required guide more junior members of the team in their prioritizations
- Conducting comprehensive financial analyses, risk assessments and investigations of commercial banks to ensure compliance with approved banking laws, rules and regulations
- Leading a team of Bank Examiners during bank review, coordinate meetings with management and writing the report of Examination for presentation to bank's Board of Directors
- Drafting and distributing examination reports by interviewing management, conducting independent testing, and analyzing financial reports
- Managing a team of credit and risk analysts during asset quality reviews, further reviewing credit processes, underwriting standards, allowance for loan loss allocations risk monitoring and management practices in banks
- Reviewing audit reports of internal and external auditors to identify weakness in internal routines and ensure timely communication of exception to senior management
- Assessing risk-mitigating strategies and operational changes to enhance the risk position, profitability and compliance status of the institution
- Identifying potential risks for bank branch and assessed sustainability of risks using statistical analysis and the bank's financial statements
- Monitoring trends and developments by reviewing the internal risk management reports and regular interactions with senior bank officials
- Trained new analysts on corporate policies and procedures and implemented mentoring program, reducing onboarding time.
- Developed presentations and reports to inform and educate stakeholders and financial analyst teams on growth possibilities.
- Provided strategic planning advice and financial oversight for corporate stakeholders.
- Conducted detailed financial analysis to identify and evaluate changes in operations, trends and potential areas of improvement.
- Collected data and developed detailed spreadsheets to identify trends and create revenue, profitability, and expense forecasts.
- Conducting formal exit meetings and presentations to the board of directors and management of financial institutions.
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,
01.1996 - 10.2010
- Supervised average of 25 banking operation staff whose functions included funds transfer, cash management, customer service, treasury operation and information technology
- Advised senior management of any credit weaknesses developing within individual accounts, by ongoing awareness and analysis of relevant financial, legal, political, technological, and industry information
- Researched and providing appropriate financial solutions for clients which include deal structuring, pricing, negotiation and risk analysis on investments
- Resolved overdraft issues, maintained cash limits for branch by working with treasury, monitored security equipment, and ensured timely approval of financial solutions proposals within prescribed segment
- Collaborated with credit risk management team on writing contract agreements and review of all written conditions precedent to drawdown to ensure accuracy, completeness and clarity before client endorsements
- Ensured clients portfolio compliance to various credit metrics by monitoring the portfolio to identify any negative trends and providing timely performance feedback on credit analysis presented for review
- Directly interfaced with clients to ensure excellence service delivery and resolved escalated customer issues by communicating and working closely with internal business partners
- Mentored new and existing bank personnel to cultivate a high performance environment that attracts, retains, develops, and motivates a high performing team
- Monitored branch transactions to ensure they are conducted in compliance with governing regulatory requirements and internal Bank policies
- Provided guidance to Client Portfolio Management and Investment Banking Team on compliance monitoring and reporting actions on required credit risk management and perfection of documentation of collateral security.
- Identified opportunities to improve business process flows and productivity.
- Complied with established internal controls and policies.
- Checked payroll, vendor payments, commissions and other accounting disbursements for accuracy and compliance.
- Prepared internal and regulatory financial reports, balance sheets and income statements.
- Analyzed business processes to identify cost savings and operational efficiencies.
- Implemented and regularly reviewed financial controls to generate accurate and reliable financial data.
- Prepared cash flow projections, cost analysis and monthly, quarterly and annual reports.
- Improved overall financial reporting by streamlining control processes and reporting structures.
Skills
- Leadership
- Team Management
- Numerical Proficiency
- Problem Solving
- Organizational Skills
- Advanced Computer Skills
- Superior Time Management
- KPI Management
- PeopleSoft Expertise
- Preparing Budgets
Additional Information
- LEADERSHIP ACCOLADES:
- MBA Reward & Recognition- Leventis Foundation Scholarship- 2009
- ALBA European Business Plan Award- MBA Award- 2009
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Timeline
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.
11.2010 - Current
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01.1996 - 10.2010