Adamu Gayus Kasa

· Business Development: Deposit mobilization, marketing various bank’s products and services including Investment and Loan Products.

· Relationship Management: Identify, establish and Develop profitable and sustainable banking relationship with individuals and corporate entities.

· Business Intelligence and Analytics: Analyze customers’ business environment, financial records and develop strategies to grow the business and achieve set targets.

· Product Development: Apply customers’ feedback and market intelligence to develop suitable Bank products tailored to suit customers’ dynamic needs.

· Customer Due Diligence: Ensure proper KYC (Know Your Customer) and KYB (Know Your Customers’ Business) is in place on all customers in line with regulatory requirements and risk profiling criteria.

· Risk Assets Creation and Management: Structuring various credit/loan request (Term loans, loan syndication, Trade finance etc.) in line with the risk criteria of the Bank.

· Credit and Loan Monitoring: Monitoring and enforcement of terms and conditions of the credit/loan facilities availed to customers.

· Financial Advisory: Provide financial advisory services to customers.

· Collation and reporting the branch’s suspicious transaction on Anti-money Laundering and Countering the Funding of Terrorism (CFT) to the Economic and Financial Crimes Commission (EFCC) of Nigeria

· Manage and supervise banking Operations and administrative activities in the Branch.

· Ensure compliance with the Bank’s policies and procedures in the processing of transactions

· Verify and authorize the processing of clearing cheques, import duties and other transactions

· Verify and Authorize payments via electronic and other banking platforms

· Authorize issuance of managers’ cheques

· Co-ordinate reconciliation of electronic transactions, web payments, and other general ledger accounts

· Manage the operating costs of the Branch

· Monitor staff performance and provide relevant feedback

· Report rendition

· Account to account transfers to Zenith and other bank customers as well as settlement of interbank funds

· Process inward and outward clearing cheques

· Process and issuance of Manager’s cheques

· Ensure account proof for all related general ledgers and reconciliation

· Process offshore transfers

· Process import duty transaction, collate and generate daily report as appropriate

· Fixed asset booking and management

· Render regulatory returns to appropriate authorities

· Daily reconciliation of electronic transactions, web payments and branch general ledger accounts

· Ensure excellent customer service delivery and resolution of customer enquiries

· Review and call over of transactions posted by team members for correctness

· Provide support and on-th-job training for new employees of the department

· Manage the branch Cash vault and supervise cash movement to and from branches

· Reconciliation of daily cash transactions, ATM (Automated Teller Machine) and other General ledger account

· Supervise staff in Cash and Teller Unit and ensure compliance with all cash handling policies and procedures

· Verification of International Money Transfers (like Western Union Money Transfers, Money Grams, World Remit etc.)

· Review and call over of transactions posted by Tellers for correctness

· Ensure excellent customer service delivery and resolution of customer enquiries

· Report generation and rendition as required

· Receive/Pay cash and cheques

· Frontline Management and customer enquiries

· Manage day-to-day ATM operations

· Pay International Money Transfers

· Process and reconcile taxes and bills payments

· Process and reconcile various customized collections

· Process and reconcile payments via online platforms

· Reconciliation of daily transactions and subsequent reporting

· Periodic report of suspicious transactions in line with regulation on money laundering and other policies