ABDULWAHAB ABUBAKAR
Birnin Kebbi,Nigeria
Summary
With over 10 years’ experience in finance and IT, I have developed strong capability in credit analysis, loan restructuring and credit risk management. Within AMCON, my work involves collaborating with Asset Management Partners (AMPs) to trace, identify and leverage debtor assets, support recovery engagements, negotiate restructuring terms and ensure alignment with the AMCON Act. Over time, I have contributed to improved resolution processes, more structured recovery strategies and stronger outcomes across portions of AMCON’s loan portfolio.
Overview
17
17
years of professional experience
4020
4020
years of post-secondary education
1
1
Certification
Work history
Manager, Asset Management Partners (AMP)
AMCON
Abuja
05.2024 - 12.2025
- Manage and supervise credit analysts and AMPs handling distressed asset portfolios.
- Lead recovery, restructuring and resolution strategy development.
- Strengthen portfolio monitoring through technology-supported reporting.
- Advise on regulatory aligned credit decisions and asset value optimization.
- Evaluated credit risk exposure accurately through comprehensive portfolio analysis.
- Monitored client's credit situation closely, mitigating risks associated with late payments.
Supervisor, Asset Management Partners (AMP)
AMCON
Abuja
06.2018 - 05.2024
- Oversaw resolution operations across part of AMCON’s ₦5 Trillion loan portfolio.
- Coordinated restructuring terms, settlement negotiations & asset tracing.
- Maintained stakeholder relationships — Legal, ERM, Auditors, Valuers.
- Delivered weekly, monthly and quarterly loan performance reports.
- Led team meetings, ensured clear communication amongst all members.
- Improved team efficiency by implementing new scheduling practices.
Credit Analyst
AMCON
Abuja
03.2015 - 06.2018
- Conducted credit risk assessments, collateral verification and modeling of repayment capacity.
- Implemented risk controls for debtor evaluation & exposure measurement.
- Prepared credit advisory reports informing restructuring decisions.
Associate — Resolution & Restructuring
AMCON Subsidiary
Lagos
10.2012 - 03.2015
- Supported restructuring operations for Aero Contractors, PAN & Sparkwest Steel.
- Conducted on-site reviews, repayment tracking and recovery strategy analysis.
Research Officer
National Directorate of Employment
Abuja
01.2012 - 01.2012
- Streamlined data collection process, resulting in more efficient research methods.
- Interpreted complex datasets with proficiency, assisting in decision-making processes.
- Participated actively in brainstorming sessions, fostering creative problem solving.
- Analysed research data to identify trends and draw meaningful conclusions.
IT Officer
Gante Engineering Services Ltd
Abuja, FCT
01.2010 - 01.2012
- Installed new hardware, enhanced overall performance of systems.
- Upgraded obsolete systems in line with the latest technological trends.
- Designed secure networks for enhanced data protection.
- Mitigated potential threats with proactive risk assessments and rectification plans.
- Strengthened IT infrastructure with regular system updates and patches.
- Handled technical queries, improved customer satisfaction level.
Non-Linear Editor/IT
NTA Kaduna
Kaduna
01.2009 - 01.2010
- Produced exceptional content whilst adhering to strict deadlines.
- Delivered high-quality videos through precise audio and visual editing.
- Assisted in script revisions to optimise storyline flow.
Education
M.Sc - Information Technology
University of Aberdeen
Scotland09.2011
B.Tech - Library & Information Technology
FUT Minna
Niger State09.2008
Skills
- Credit Analysis
- Loan Restructuring
- Asset Recovery
- Collateral Assessment
- NPL Resolution
- Financial & Ratio Analysis
- Risk Evaluation
- Portfolio Reporting
- SQL
- Microsoft Office
- Data Processing
- Credit risk management
- Debt and credit management
- Database management
- Risk management tools
- Credit bureau data utilisation
Certification
- Credit Risk Modelling (2022)
- Comprehensive Credit Analysis & Loan Workout (2019)
- Non-Performing Loan Resolution Strategies (2018)
- AML/CFT (2019)
- Negotiation & Monitoring (2023)
Timeline
Manager, Asset Management Partners (AMP)
AMCON
05.2024 - 12.2025
Supervisor, Asset Management Partners (AMP)
AMCON
06.2018 - 05.2024
Credit Analyst
AMCON
03.2015 - 06.2018
Associate — Resolution & Restructuring
AMCON Subsidiary
10.2012 - 03.2015
Research Officer
National Directorate of Employment
01.2012 - 01.2012
IT Officer
Gante Engineering Services Ltd
01.2010 - 01.2012
Non-Linear Editor/IT
NTA Kaduna
01.2009 - 01.2010
M.Sc - Information Technology
University of Aberdeen
B.Tech - Library & Information Technology
FUT Minna